Hello all!

[MidnightWolf]

Its been quite a few years since we have posted anything on here so I would say we are reinventing ourselves. We owned a 2005 Montana 3670RL in the past which seemed to be problematic. Non the less, issues were resolved and happy campers we became. For 2 years we full timed and loved it. Unfortunately in 2006 after a purchase of a new home we battled financial stresses. Unbeknown to us, the mortgage officer we in-trusted forced us to claim bankruptcy.

No matter the issues, our Montana was always our home. Needless to say we lost everything but our faith and each other. We have battled leaps and bounds in the past few years to the point at getting our life back. We went to a local RV show, looked at a new 3665RE and fell in love all over again. From the list of "it should haves", they seem to be getting on track.

In due time we hope to purchase a new one that we can call home again.

[HamRad]

MidnightWolf,
We are sorry to hear of all your troubles but glad to hear your Montana has served you well. And hope that in the future you are able to once again get the Montana of your dreams.

HamRad

[Bill-N-Donna]

Welcome back to the forum!
Sometimes life throws us a curve and it sounds like you have battled it well. Wish you the best in the future.

[stiles watson]

Hang tough! Welcome back! keep looking forward. The past is over.

[Waynem]

Today is the first day of the rest of your life.

Enjoy it.

Welcome back.

[MidnightWolf]

Thank you all for the kind words, and yes we get a fresh new start to work with. As I told my wife-"When you hit the bottom there is only one way to look and that is up!" We are well on track in getting things in order and plan to purchase a truck mid to late next year.

Thank you all again!
Brian and Steph

[dsprik]

We went through a similar situation with the "predatory lending" phase of the late 90s thru the mid 2000s. We lost two houses at the same time (long story) to two different mortgage companies. Through attorneys and extreme perseverance we were able to fight back and have all foreclosure and negative references related to both instances (separate instances) totally erased from our credit records - along with nominal cash stipends. All was negotiated out of court. The first one by an attorney, the second one by myself.

I know what you and tens of thousands of Americans went through as regulators turned a blind eye to one of this country's biggest financial con games in it's history. We could have stayed with it and potentially (and several years later) been awarded six to seven figures for what they did to us (in one case specifically). We were in contact around the country with people in situations similar to us that were successful in doing this. However, we just wanted our credit history straightened out and we felt it was important for us to move on with our life.

Within a year we were able to fire up our dream again and we started thinking of fulltiming. Within a year of hitting rock bottom, and through a huge amount of determination, on July 20th of 2006, we pulled our new 2007 3400 RL up in front of our small upstairs apartment and moved our lives into a FT mode.

After 2 yrs of FTing, we now have a very nice, but modest, home next to a beautiful lake in N. Mich near our grandchildren and we come to Florida in our Montana from Oct to April and Cheryl and I enjoy working part time at Disney during this time. We enjoy our “longtime” lifestyle.

We are not wealthy and you will always have speed bumps in life. However, one can persevere though this adversity. I can share with you that in our case a very strong reliance on Faith was instrumental in getting us through.

Good luck in your journey toward your dream, MidnightWolf. You can achieve your goal. Another key is this forum. We were members of the MOC for a full year before we picked up our 3400. The info and friendships gained in that time frame was invaluable beyond description.

[sreigle]

Welcome back and good luck!

[Mudchief]

Sorry about your troubles but hang in and welcome back.

[Ozz]

I can tell by the way you are writing that you are survivors, there are many out there that have been a paycheck away from homeless, (at one time, it was me) but they fought through it, and prospered. This is a great country, made up of people like you that fight back. Keep in touch with us and the very best to you.

[ole dude]

Just keep leaning forward all the way, and plan for better times.

[Wayne and Carolyn Mathews]

Welcome back! You sound as though you have weathered the storm and can see calm water again. Good luck in the pursuit of your dream, that new Montana!
Carolyn