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03-28-2018, 07:22 AM
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#41
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Montana Master
Join Date: Sep 2017
Location: Willis
Posts: 896
M.O.C. #20587
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I know this is an old thread but I thought I would toss my contribution in --- Actual cash value policy with Liberty Mutual - $456/yr. Car, truck and house also with them. Boat with BoatUS/Geico.
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2018 Montana 3791RD (SOLD)
2017 Ram 3500 DRW 6.7 Cummins Aisin, B&W RVK3600 (SOLD)
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03-28-2018, 09:20 AM
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#42
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Montana Master
Join Date: Jul 2014
Location: Upstate NY
Posts: 1,789
M.O.C. #14547
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A bit of a sidestep - one of our daughters had a fender bender while sitting at a traffic light caused by a stoned uninsured driver (Richmond, Virginia). Her insurance company, Nationwide, had to pay for repairs but only after they 'jerked' her around for two weeks until she ratcheted it to a high corporate level. I've suggested that she look at Progressive as a replacement. The question - have others used Progressive on their DD motor vehicles and had good luck? I suggested my company, AMICA, but they can be tough after any accident, your fault or not.
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Dave W
2014 Montana High Country 343RL (Sold!)
2011 Ford 6.7 Lariat CCLB (Went to PU Heaven)
2019 F150SC XLT SE Sport,w/full tow package
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03-28-2018, 11:15 AM
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#43
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Seasoned Camper
Join Date: Jan 2018
Location: Forked River
Posts: 82
M.O.C. #21148
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I got a agreed value policy through Progressive for $367.
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03-28-2018, 03:38 PM
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#44
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Seasoned Camper
Join Date: Mar 2017
Location: Menifee
Posts: 73
M.O.C. #19585
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I have had good luck with Progressive Thru USAA. One claim, $7,800 to repair side of Class A after awning blew off in windstorm and beat up the fiberglass. Great customer service, never a question about how the awning was secured, etc. I have stayed with them as we progressed through 3 more RVs, now with a 3730FL at about $650 per year.
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03-28-2018, 05:04 PM
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#45
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Montana Master
Join Date: May 2005
Location: Fall Creek
Posts: 1,337
M.O.C. #3699
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Trailer rides on the truck policy by Geico, I think the trailer is under $200,00.
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Bob and Nancy Kassl Fall Creek, Wisconsin
2015 Montana 3440RL Legacy Edition, G614's, Pressure Pro TPMS, Dish Tailgaters
2016 GMC Sierra Denali 3500 CC SRW, Iridium Metallic, Duramax Allison Transmission
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04-14-2018, 02:46 PM
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#46
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Montana Fan
Join Date: Jan 2018
Location: Box Elder
Posts: 247
M.O.C. #21057
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Insurance
Quote:
Originally Posted by footz1941
My SOB trailer with aluminum siding got hit with a hail storm and damaged the whole curb side GEICO payed off in record time. So when we got the new Montana HC went with GEICO again also have TV and another vehicle with them. Have gotten quotes from other insurance cos and none of them are close to GEICO rates.
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Just changed my address from Alamo Texas to Box Elder Insurance for TV Auto and 5er cost dropped almost $400 / 6 months even going to full timer coverage GEICO
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2018 Montana High Country 331RL
2006 Ram 2500 SRW 4X4 Laramie Quad Cab 5 .9
Andersen Ultimate 20K Hitch Lippert Solid Steps Steady Fast stabilizes
Rex and Patsy
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05-27-2018, 07:50 PM
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#47
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Montana Fan
Join Date: May 2018
Location: san andreas
Posts: 209
M.O.C. #21805
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Quote:
Originally Posted by Mike117
Well DW says $125 State Farm. May be because we have 3 vehicles and a house and life insurance. Guess I will have to look at it when we get home.
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after a good 30 years with sf. the lady that now handles my policy says if i file a clame i will be dumped. and no i am clame free here. the one before her ( retired) treated me great.
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05-27-2018, 08:11 PM
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#48
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Montana Fan
Join Date: Sep 2017
Location: ALAMEDA
Posts: 227
M.O.C. #20448
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I have a letter from sf saying I will never be dropped. 3 vehicles, 1 rv, 4 commercial buildings, 18 apt units, 1 home. I believe they are the best insurance company around. just my 3 cents
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2017 Montana High Country 310RE
2017 Ram 2500 Diesel, 4 wd crew cab, slr, pulrite super glide, short bed, 2 ea 100 Ah LiFePO4 12 volt Deep Cycle Battery
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05-28-2018, 07:43 AM
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#49
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Montana Master
Join Date: Jan 2005
Location: North Ridgeville
Posts: 20,229
M.O.C. #2839
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We settled on progressive several years ago.We have all our insurance through them.Home ,auto, truck, RV. We are at the Emerald level on the RV, zero deductible, stated replacement value .Premimum is just under 700.00 per year. We have used them on both the RV and the auto over the years with not a issue.
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05-28-2018, 09:02 AM
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#50
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Montana Master
Join Date: Apr 2006
Location: Mesa az
Posts: 3,038
M.O.C. #5651
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I have had sf for at least 30 years (12 on Monty). They have always been good. However, we just had a $900 accident (on other vehicle) and lose our 'forgiveness' (which means no increase in price) if we have another claim in 9 years!!!!
Wasn't too happy about that.
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Tom and Gail
2013 Mountaineer 362
2012 Silverado 2500
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12-17-2018, 07:13 PM
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#51
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Montana Fan
Join Date: May 2018
Location: Bedford
Posts: 307
M.O.C. #21728
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We're getting ready to go shopping. We plan to sell our house and go FT in the 5er. I was told we needed to purchase insurance BEFORE selling the house. Otherwise it will be very hard and expensive to find insurance. Does anyone have any experience with this situation?
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12-18-2018, 11:07 AM
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#52
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Montana Master
Join Date: Jul 2010
Location: Lake Havasu City AZ.
Posts: 1,811
M.O.C. #10552
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Call your insurance agent and ask them. I am in the tax business and I can’t tell you how many times I have had new clients who are being audited tell me “ but my friends told me I could deduct that”.
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Wayne and Ann Moore
2015 Ford F-350 King Ranch
Firestone air bags, bed saver.
Add 40 GAL tank in bed.
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12-20-2018, 07:56 AM
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#53
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Established Member
Join Date: Nov 2018
Location: St. George
Posts: 40
M.O.C. #23083
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I pay 150 year for my 2000 Monty. I only have set plans to camp around 50 nights this year. Full coverage for when it's parked and my full coverage on the truck is set up to cover all damage if an accident occurs during transport. Granted I pull a snowmobiles, boat, flatbeds, etc so I already had additional coverage to cover those.
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12-26-2018, 06:09 PM
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#54
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Montana Master
Join Date: Jun 2007
Location: St.Maries
Posts: 1,010
M.O.C. #7329
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Insurance costs depend a lot on what state you are licensed in. Some states are a lot higher than others.
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12-26-2018, 08:10 PM
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#55
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Established Member
Join Date: Apr 2018
Location: Colorado Springs
Posts: 23
M.O.C. #21550
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Full time RVing since March 2018. My cost is about $1300 a year! I pay almost $100 a month for full coverage as a full timer with Progressive.. I had to provide proof of insurance prior to taking delivery of the 5er.
And we got hit by hail this year.$12000 in damages and progressive was perfect. Sent us an inspector who cut the check on site!!!
Side note can’t get it all fix due to nobody will do roof repair unless I leave it at the shop for weeks!! It’s kind of hard to due when you live in it full time..
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04-11-2019, 12:47 PM
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#56
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Montana Fan
Join Date: Jan 2018
Location: Manahawkin
Posts: 274
M.O.C. #21100
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We pay $530 on a brand new Montana full replacement value thru Progressive thru our USAA for this trailer. We had one minor claim they took care of quickly and we paid deductible and have had them for 5 years now
We also have USAA for Auto
__________________
2016 F350FX4 King Ranch CC SB 6.7PSD
2018 Keystone Montana 3121RL
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05-15-2019, 03:02 PM
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#57
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Montana Master
Join Date: Jun 2017
Location: POINTBLANK
Posts: 1,916
M.O.C. #19944
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Well here we go - time for Insurance renewal - the General wanted almost $1100 for a 2017 305RL - vacation use
__________________
RAM 22' DRW 3500 Crew LB 40 gal reserve tank / RETRAX Bed Cover / 2020 373RD HC / IS / MOPEKA Tank Monitor / Furrion Side&Rear Cameras
Slide Toppers / EMS-HW50C / Sailun 85's
3rd AC / Dometic 320
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06-21-2019, 07:38 PM
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#58
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Seasoned Camper
Join Date: Jun 2015
Location: Raymond
Posts: 63
M.O.C. #17519
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I just got a new to me 2015 cougar and insured with progressive cost $400.00. I also just put in a claim on my Montana that I traded, for a broken axle that they wouldn't cover the axle but did cover the damage with a $62.00 deductible.
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06-21-2019, 09:04 PM
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#59
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Montana Master
Join Date: May 2017
Location: South East NC
Posts: 1,768
M.O.C. #19865
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Quote:
Originally Posted by Ram Montana High Country
Well here we go - time for Insurance renewal - the General wanted almost $1100 for a 2017 305RL - vacation use
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Must be their favorite number. I bought a new Montana and had the previous one with them. New quote was $1097. Called around and Progressive was $546 full coverage and 5 year replacement. An independent provided a Progressive quote $240 higher.
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John & Patty
2022 3855 BR
2019 Lariat F350 4X4 Dually
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06-21-2019, 09:06 PM
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#60
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Site Team
Join Date: Sep 2017
Location: Oro Valley
Posts: 4,083
M.O.C. #20477
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GEICO full replacement coverage $206 every 6 months. Not full timers.
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Zack and Donna plus Millie and Ranger
2018 3160RL
"Life is too short to stay indoors, enjoy the ride!"
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