So, someone tell me why. I have a 2003 Chevy 2500 Dexamax that I installed airbags on to haul my 2021 Montana 3120 RL, as it squats too much. Then I was told by an insurance agent that my truck was not insured to haul that amount of weight. So, I bought a 2023 F350, installed a new hitch, and hooked it up. It squatted down to the stops. So, if I have to put on airbags, why did I have to buy a new truck? This RV has a dry weight of approximately 12,000 pounds and a loaded weight of about 14,000 pounds. The pin weight is 2800 dry and 3100 loaded, which should not be too much for an F-350.