Joe,
If they are part of the original purchase price, they would be covered as part of the trailer. If they were added, I would have them 'endorsed' on to the policy. I just added solar panels to one of my clients, the increase in premium was $21.00 per year for a $1,500 increase in value...not worth messing with in my opinion.
My best advise is to check with the agent/company that has your coverage. Polices are specific contracts that vary from company to company, state to state.
PM me if I can help further.
Ken
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