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Old 07-21-2020, 09:42 AM   #41
JanCouch
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What address to you give to businesses?
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Old 07-21-2020, 10:46 AM   #42
jtcurbo
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I give my mailing address as opposed to my residential address. My mailing address is a mail service here in Palestine,Tx that will send us our mail to wherever we are. We have a box number there and just go by there to get our mail when we are in town.
Our residential address is the physical location where we hook up our trailer when in Palestine. That’s the address we have on our driver’s license. We have a friend that fixed a hook up on his property. When we are traveling he checks ou residential mail box and will pick up any mail that may be delivered.
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Old 10-28-2020, 08:21 PM   #43
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I also have Progressive I hag a claim paid by them for over 12k
With no hassle I would try them
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Old 10-29-2020, 11:18 AM   #44
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I would use Progressive, but I can't stand Flo. I go with the gecko (Gieco). :-)
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Old 11-04-2020, 10:09 PM   #45
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I don't carry insurance on my RV. Reduced my TV to state mandated minimums.

Insurance is about risk vs. reward where the house always wins. Only way to win is to NOT pay/play.
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Old 11-05-2020, 07:45 AM   #46
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Speaking of insurance, moving from CA to NV saved us 2/3. Same insurer, coverage, vehicles, etc. Also learned there is a "insurance" rating like a credit rating. It takes into account several factors, not just wrecks and tickets. Hopping around for insurance doesn't alwys help in the long run.
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Old 11-05-2020, 07:52 AM   #47
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I don't carry insurance on my RV. Reduced my TV to state mandated minimums.

Insurance is about risk vs. reward where the house always wins. Only way to win is to NOT pay/play.
Good luck.....
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Old 11-05-2020, 07:56 AM   #48
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I don't carry insurance on my RV. Reduced my TV to state mandated minimums.

Insurance is about risk vs. reward where the house always wins. Only way to win is to NOT pay/play.

I agree. If you can afford the loss you will probably be way ahead.
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Old 11-05-2020, 09:42 AM   #49
McRod
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Good luck.....
Apparently, I was foolish to be giving all that luck to the insurance companies. Never an accident and they continually raised my rates. I was on track to pay more for the vehicle in insurance payments than the vehicles value. That shouldn't make sense to anyone, except the "what if'ers".
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Old 11-05-2020, 09:45 AM   #50
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I agree. If you can afford the loss you will probably be way ahead.
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Or, just don't have a loss. That's my bet.
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Old 11-05-2020, 10:36 AM   #51
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I all fireness we have two kinds of people people who feel safe having ESPs and insurance and risk takers. Who’s right? both. It depends on what type of personality you have.
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Old 11-05-2020, 12:17 PM   #52
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I agree. My only concerns with the "other side" is when they push their agendas or beliefs that their right and everyone else should follow their lead.

I just try to help people, help themselves. There is often more ways than one to skin a cat.
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Old 11-05-2020, 12:47 PM   #53
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Glad you found insurance.

I started with foremost because we had Farmers on the house and trucks and it's what my agent put me with. They raised their rates, then Good Sams called and asked if I'd like to shop for insurance. Why not?

Ended up with Progressive at a savings of about $300 a year with the same coverage. I think it's full timers since I told them I was living in it at the time although we own a house.
Also insured for the purchase price.
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Old 11-05-2020, 01:01 PM   #54
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Our level of risk comfort is very low. As such we carry full coverage on everything regardless of lien status primarily because of all the uninsured/underinsured on the road.

Just not worth the risk of getting hit by someone with no or insufficient coverage and no resources. Just let our insurance handle it and let them go after the other person.

We also follow the law to the letter. Sign says light on during the day... my lights are on. Never exceed the speed limit. Otherwise one risks something called "contributory negligence" being used against them. Just not worth the risk.

We have two friends that are retired lawyers. Having someone like them on your a$$ in a civil suit would be very, very, bad.
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Old 11-05-2020, 01:03 PM   #55
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Glad you found insurance.

I started with foremost because we had Farmers on the house and trucks and it's what my agent put me with. They raised their rates, then Good Sams called and asked if I'd like to shop for insurance. Why not?

Ended up with Progressive at a savings of about $300 a year with the same coverage. I think it's full timers since I told them I was living in it at the time although we own a house.
Also insured for the purchase price.
Same here. We've been with Progressive on our RV's for the last three years. Been very happy with the rates. Hope to never need them.
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Old 11-05-2020, 10:48 PM   #56
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Or, just don't have a loss. That's my bet.
An uninsured illegal ran into my friends car. Long story short, he made $75,000 off the wreck. If you don't mind paying out in such a scenario, that's fine. A quick calculation shows that kind of payment would cover well over 25 years of insurance. We all measure risks and make decisions accordingly.
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