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Old 01-24-2018, 12:46 PM   #21
WeBeFulltime
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Originally Posted by waynemoore View Post
Yep BB_TX that's what I do also.
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Old 01-24-2018, 01:50 PM   #22
adams7806
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We bought in 2016 and got 3.49% for 20 years. We wanted a longer term to keep payment down, but plan to pay off within 7 years. We're bummed about the tax deduction thing but hopefully it will change.

Camping World always has inflated rates, but, like most dealers they will come down if you tell them you're going elsewhere.

Good luck!
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Old 01-24-2018, 03:41 PM   #23
Razrbk
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Always shop around and compare rates as others have stated. Also know that I have gotten an "RV" loan prior and was able to write the interest off on taxes as it was considered a 2nd home. Best to ask an accountant for the legalities in using the RV interest as a deduction.
Yep, it's gone for fifth wheels but not for motorhomes - interesting.
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Old 01-24-2018, 07:23 PM   #24
Carl n Susan
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Apparently the new tax law has been misinterpreted by RVIA and others. It actually only pertains to dealers and not customers. Many of you are familiar with Howard and Linda Payne of the RV Dreams blog and education sessions at RV shows. Howard, an ex-attorney, took a hard look at the law and offers his opinion that the change will not affect us. Read it HERE. make your own conclusion and/or consult your tax attorney.
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Old 01-25-2018, 07:21 AM   #25
grumpylane
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great info on the tax cuts thanks
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Old 01-25-2018, 07:46 AM   #26
AZ Traveler
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Originally Posted by carl n susan View Post
Apparently the new tax law has been misinterpreted by RVIA and others. It actually only pertains to dealers and not customers. Many of you are familiar with Howard and Linda Payne of the RV Dreams blog and education sessions at RV shows. Howard, an ex-attorney, took a hard look at the law and offers his opinion that the change will not affect us. Read it HERE. make your own conclusion and/or consult your tax attorney.
Thanks Carl - this will take awhile to sort it all out.
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Old 01-25-2018, 08:27 AM   #27
richfaa
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We belong to a Federal Credit union. Credit union interest rates are usually as good as or better than other lending institutions. We take a credit union loan for the amount we figure will cover the cost of whatever we are purchasing . The credit union has a check ready to pay for the amount of the purchase. We can then purchase for cash from the dealer and get a cash discount on the purchase price. We just call the credit union and have them send the check for the purchase price. Easy and effective.
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