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Old 09-26-2023, 10:25 PM   #1
Montana Fan
Join Date: Jun 2019
Location: new river
Posts: 392
M.O.C. #24181
e bike insurance

for the ones that may have e bikes, what if any are you doing for insurance on them? i called my company that i have all my vehicle's insured with including the fifth wheel and i have to get a personal article policy to protect them from theft. she said they are covered through my tow vehicle for liability. for the 2 bikes it is close to $200 a year. what do you all do?
al meyer
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Old 09-27-2023, 08:31 AM   #2
Seasoned Camper
Join Date: Feb 2022
Location: Erie
Posts: 73
M.O.C. #30432
Two $2000 ebikes required separate motorcycle policy because we have Aventon Level "Class 3" bikes. Just shy of $400/yr.
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Old 09-27-2023, 11:56 AM   #3
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Join Date: May 2020
Location: UPLAND
Posts: 1,210
M.O.C. #26190
Our two e-bikes from The Electric Bike Company, cost $5700.00. We have them insured through State Farm, who handles our home and all our vehicles. For a while I ran full coverage on them, but then just dropped it to theft only. For both bikes, the total per year is $229.80. Full coverage was around $500.00 a year (theft, comprehensive & collision).
2019 Keystone Montana 3560RL, 2020 Chevy 2500 HD, Firestone airbags, Air Lift wireless compressor, Curt gooseneck, 20K Reese Goosebox, TST-507, USMC combat vet & retired LEO. Robert, Anika, Breanna, Dylan (daughter-in-law Stephanie). & our Great Pyrenees Layla
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