Free 7 Day Trial RV GPS App RV Trip Planner RV LIFE Campground Reviews RV Maintenance Free 7 Day Trial ×
 

Go Back   Montana Owners Club - Keystone Montana 5th Wheel Forum > GENERAL DISCUSSIONS > General Discussions about our Montanas
Click Here to Login

Reply
 
Thread Tools Search this Thread Display Modes
 
Old 11-30-2021, 01:45 PM   #21
BuilderBob
Montana Master
 
BuilderBob's Avatar
 
Join Date: Sep 2017
Location: Tacoma
Posts: 1,568
M.O.C. #20475
The first thing you do is get their Ins. information and a police report and start a clame. and park it.
 
__________________
Bob & Carol Washington St
2017 HC HM352RL 2018 Dodge 3500 laramie CC LB 4x4
Curt Q25 with puck system, Factory air bags
Happy Trails
BuilderBob is offline   Reply With Quote
Old 11-30-2021, 09:22 PM   #22
R.S.O'Donnell
Montana Fan
 
Join Date: Feb 2020
Location: NY and CA
Posts: 461
M.O.C. #25842
Quote:
Originally Posted by Ron & Izzy View Post
Each state sets it's own minimum comverage. In Texas where I live now is $30,000, whilst in CA (where i used to live) the minimum is $15,000.

Obviously, most people have 'more than' the minimum.. And i'm thinking especially owners of 3/4 ton trucks or larger.

jm2¢

Ron-
Florida is just $10,000. Which I think is pure BS. We carry full coverage regardless partly because too many only carry “only what they need”.

https://www.flhsmv.gov/insurance/
R.S.O'Donnell is offline   Reply With Quote
Old 12-01-2021, 09:05 AM   #23
Ron & Izzy
Established Member
 
Join Date: Aug 2021
Location: Addison
Posts: 46
M.O.C. #29530
[QUOTE=R.S.O'Donnell, too many only carry “only what they need”.[/QUOTE]

unfortunately true. and with 10k... there's not much of anything getting fixed or repaired.. sheesh.

r-
__________________
2018 Ford F250 SuperDuty w/6.7ltr - B&W Patriot 18K hitch -2021 Montana 3231CK
Ron & Izzy is offline   Reply With Quote
Old 12-01-2021, 03:58 PM   #24
R.S.O'Donnell
Montana Fan
 
Join Date: Feb 2020
Location: NY and CA
Posts: 461
M.O.C. #25842
Quote:
Originally Posted by Ron & Izzy View Post
unfortunately true. and with 10k... there's not much of anything getting fixed or repaired.. sheesh.

r-
Agreed. Too many people carrying "just what they need to be legal" which in too many cases isn't nearly enough.

R.S.O'Donnell is offline   Reply With Quote
Old 12-03-2021, 06:16 PM   #25
dadnjesse
Established Member
 
Join Date: Jun 2015
Location: Raymond
Posts: 44
M.O.C. #17519
Quote:
Originally Posted by R.S.O'Donnell View Post
Florida is just $10,000. Which I think is pure BS. We carry full coverage regardless partly because too many only carry “only what they need”.

https://www.flhsmv.gov/insurance/
Florida doesn't have any state motor vehicle inspection either. People driving their junky cars with no brakes crash into you.
dadnjesse is offline   Reply With Quote
Old 12-03-2021, 06:33 PM   #26
mhs4771
Montana Master
 
mhs4771's Avatar
 
Join Date: Dec 2009
Location: Sebring
Posts: 3,310
M.O.C. #9969
And over half the Florida Drivers have a broken left arm, they must have because they can't activate the turn signal.
__________________
Michelle & Ann
2018 Chevy 3500HD High Country DRW 4X4 Crew Cab w/Duramax/Allison, Formally 2010 Montana 2955RL, Now Loaded 2016 SOB, Mor/ryde IS, Disc Brakes & Pin Box, Comfort Ride Hitch, Sailun 17.5 Tires.
mhs4771 is online now   Reply With Quote
Old 12-03-2021, 07:56 PM   #27
twindman
Montana Master
 
twindman's Avatar
 
Join Date: Apr 2006
Location: Mesa az
Posts: 2,194
M.O.C. #5651
Quote:
Originally Posted by mhs4771 View Post
And over half the Florida Drivers have a broken left arm, they must have because they can't activate the turn signal.
I don't think that is just Florida. Seems a universal thing on my travels.
__________________

Tom and Gail
2013 Mountaineer 362
2012 Silverado 2500
twindman is offline   Reply With Quote
Old 12-03-2021, 10:38 PM   #28
Ron & Izzy
Established Member
 
Join Date: Aug 2021
Location: Addison
Posts: 46
M.O.C. #29530
Quote:
Originally Posted by mhs4771 View Post
And over half the Florida Drivers have a broken left arm, they must have because they can't activate the turn signal.
__________________
2018 Ford F250 SuperDuty w/6.7ltr - B&W Patriot 18K hitch -2021 Montana 3231CK
Ron & Izzy is offline   Reply With Quote
Old 12-04-2021, 09:05 AM   #29
Rick G
Seasoned Camper
 
Rick G's Avatar
 
Join Date: Sep 2016
Location: Springfield
Posts: 71
M.O.C. #19030
I'm with all of you, regarding the minimum insurance coverage on vehicles, but not always does it work out for those people. I was involved in another crash back in 2000 that involved injuries, the guy that hit me only had $40K coverage and the medical bills were about $75K. My insurance company covered everything, then went after the guy's $40K and also took $35K of personal assets from him.
__________________
Carol & Rick (Fur kids - Jack & Daffy)
2016 Montana 3711FL Legacy Edition
2019 Ram Laramie 3500, Crew Cab, 6.7L Cummins, 8' Bed, DRW, 20K Hitch
Rick G is offline   Reply With Quote
Old 12-04-2021, 09:23 AM   #30
Rick G
Seasoned Camper
 
Rick G's Avatar
 
Join Date: Sep 2016
Location: Springfield
Posts: 71
M.O.C. #19030
Update to the situation concerning repairs. The camper has been relocated to a collision center in Nixa, MO, they informed me that they will have the frame and suspension system checked at an offsite location in Springfield, MO. They will then address the slide and body damage at their facility, the estimated repair time is 2 - 3 months.
Rick G is offline   Reply With Quote
Old 12-04-2021, 07:39 PM   #31
R.S.O'Donnell
Montana Fan
 
Join Date: Feb 2020
Location: NY and CA
Posts: 461
M.O.C. #25842
Quote:
Originally Posted by Rick G View Post
I'm with all of you, regarding the minimum insurance coverage on vehicles, but not always does it work out for those people. I was involved in another crash back in 2000 that involved injuries, the guy that hit me only had $40K coverage and the medical bills were about $75K. My insurance company covered everything, then went after the guy's $40K and also took $35K of personal assets from him.
Similar happened to our daughter. She has always had a devil-may-care attitude toward driving and as such has racked up a pretty ugly record. Because adequate insurance was so expensive she decided to risk it.

One day she was screwing with her phone and slammed into a car stopped at a red light. Fortunately nobody was hurt.

Long story short... she got her paycheck garnished by the other guys insurance company.
R.S.O'Donnell is offline   Reply With Quote
Reply

Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump

Powered by vBadvanced CMPS v3.2.3
Disclaimer:

This website is not affiliated with or endorsed by Montana RV, Keystone RV Company or any of its affiliates. This is an independent, unofficial site.


All times are GMT -6. The time now is 02:51 PM.


Powered by vBulletin® Version 3.8.9
Copyright ©2000 - 2022, vBulletin Solutions, Inc.