Journey with Confidence RV GPS App RV Trip Planner RV LIFE Campground Reviews RV Maintenance Take a Speed Test Free 7 Day Trial ×
 

Go Back   Montana Owners Club - Keystone Montana 5th Wheel Forum > GENERAL DISCUSSIONS > Full Timing in your Montana
Click Here to Login

Reply
 
Thread Tools Search this Thread Display Modes
 
Old 08-12-2013, 05:09 PM   #1
JandC
Montana Master
 
Join Date: Mar 2013
Location: Frostproof, FL USA
Posts: 2,362
M.O.C. #13272
Golf Carts

We just got a Golf cart at our "home base" site. We decided since we would spend several months here each summer it would be worth it. There are trails, a service road, and the parks interior roads to use it on. We can reach a couple restaurants, pool, some bars, and a marina. How many members out there have golf carts, how much do you use them, and what do you use them for?
 
__________________
Previous: 2008 Montana 3400RL & 2014 3725RL
Current: Full Time 2022 SOB TT Toy Hauler
JandC is offline   Reply With Quote
Old 08-13-2013, 04:13 AM   #2
richfaa
Montana Master
 
Join Date: Jan 2005
Location: North Ridgeville
Posts: 20,229
M.O.C. #2839
we have one at our Winter campground. Use it lie you guys do and a Golf Course is part of the facility Deer creek Rv and Golf resort.
richfaa is offline   Reply With Quote
Old 08-13-2013, 04:48 AM   #3
K0LCB
Montana Master
 
Join Date: Apr 2013
Location: Arroyo City
Posts: 3,110
M.O.C. #13395
I wonder about towing a small, two wheel trailer behind my Monty with a golf car?
K0LCB is offline   Reply With Quote
Old 08-13-2013, 07:31 AM   #4
bigskyjimmy
Montana Master
 
Join Date: Aug 2010
Location: Washington Coast
Posts: 2,688
M.O.C. #10696
No golf carts Just 2 Scooters they are fun, nibble ,easy to carry on the Monty and will go about 55MPH, although a golf cart would be cool if we could take it out on the Road. Man that would be a sight cruising down the Hwy on a Golf cart
__________________
[
bigskyjimmy is offline   Reply With Quote
Old 08-13-2013, 07:39 AM   #5
kdeiss
Montana Master
 
Join Date: Feb 2003
Location: Englewood
Posts: 3,095
M.O.C. #164
We have a Club Car Electric at the Campground in Pa that we spend the summer at We use to Go to the Pool,Rec Hall,Dumpster leave guests in at the gate in general cruising the campground

We take back to our permanent residence in Fl again Pool Club House and the YMCA
Would not be with out
kdeiss is offline   Reply With Quote
Old 08-13-2013, 08:31 AM   #6
K0LCB
Montana Master
 
Join Date: Apr 2013
Location: Arroyo City
Posts: 3,110
M.O.C. #13395
Ken, do you pull a trailer behind your Montana?
K0LCB is offline   Reply With Quote
Old 08-13-2013, 10:42 AM   #7
kdeiss
Montana Master
 
Join Date: Feb 2003
Location: Englewood
Posts: 3,095
M.O.C. #164
Quote:
quote:Originally posted by K0LCB

Ken, do you pull a trailer behind your Montana?
KOLCB
Our traveling days are over we leave our unit on site in Pa.
Haul the Golf cart in the Bed of the P/U
kdeiss is offline   Reply With Quote
Old 08-13-2013, 01:31 PM   #8
brenkco
Montana Master
 
Join Date: Feb 2008
Location: Lincoln
Posts: 856
M.O.C. #8154
JandC,
Don't forget to look in liability insurance. Most homeowners liability policies restrict coverage to golf only. Many can be endorsed to extend coverage for a nominal fee, some may include coverage. You'd be surprised how many claims there are and worse yet, to find out you don't have coverage after something happens.

Ken
brenkco is offline   Reply With Quote
Old 08-13-2013, 02:08 PM   #9
kdeiss
Montana Master
 
Join Date: Feb 2003
Location: Englewood
Posts: 3,095
M.O.C. #164
[quote]Originally posted by brenkco

JandC,
Don't forget to look in liability insurance. Most homeowners liability policies restrict coverage to golf only. Many can be endorsed to extend coverage for a nominal fee, some may include coverage. You'd be surprised how many claims there are and worse yet, to find out you don't have coverage after something happens.

Ken
We have coverage on our Home owners $75.00 a year required by Campground here

Premium's talking to others in the park range From $50 #100
kdeiss is offline   Reply With Quote
Old 08-13-2013, 02:24 PM   #10
ray fischer
Montana Fan
 
Join Date: May 2005
Location: zelienople
Posts: 300
M.O.C. #3760
We have a golf cart at our seasonal site. Our grand kids love going for rides. Its great going back & forth to pool, etc. WE have an RV policy with a golf cart endorsement added for Liability & physical damage.
ray fischer is offline   Reply With Quote
Old 08-13-2013, 02:34 PM   #11
richfaa
Montana Master
 
Join Date: Jan 2005
Location: North Ridgeville
Posts: 20,229
M.O.C. #2839
Re insurance on a golf cart .Of course check with your agent about coverage. Ours is NOT street legal, is not registered as a motor vehicle, does not have a title, top speed is about 19 MPH more realistically @ 12mph.We use it on the Golf course and in the RV park and we can get to a small shopping strip and restaurants without going on a city street. It is covered under our home owners Insurance. If it is street legal it is a different story.
richfaa is offline   Reply With Quote
Old 08-13-2013, 03:46 PM   #12
ray fischer
Montana Fan
 
Join Date: May 2005
Location: zelienople
Posts: 300
M.O.C. #3760
I'm a retired Ins Broker. Most Ins Co's now exclude coverage on owned ATVs & golf carts etc due to increase in claims frequency. When you use one golfing that is owned by the golf course, HO Liability extends coverage in most cases if you cause an accident and someone is injured. But when you own the cart, most Co's exclude coverage unless you pay extra for golf cart coverage, whether its on private property, in the campground, or the course. If your agent tells you your covered, ask him to put it in writing or show you where to find coverage in your policy. Some HO policies just have an owned motorized vehicle exclusion period.
ray fischer is offline   Reply With Quote
Old 08-14-2013, 03:34 AM   #13
1retired06
Montana Master
 
Join Date: Feb 2012
Location: Lake Gaston
Posts: 8,773
M.O.C. #12156
We keep a golf cart at our site in Florida. Through my insurer, for $220 a year, I have an umbrella liability policy which doubles the liability coverage on the house, on the vehicles, on my boat, and includes the golf cart; in fact it covers both myself and the wife whatever misadventure we find ourselves in. I pay that $220 every year with a smile.
__________________
Mike and Lorraine
2002 3655 FL, 2005 3650RK
2010 3665RE, 2015 3910FB
F350 crew cab dually 6.7
1retired06 is offline   Reply With Quote
Old 08-14-2013, 05:33 AM   #14
JandC
Montana Master
 
Join Date: Mar 2013
Location: Frostproof, FL USA
Posts: 2,362
M.O.C. #13272
Good point about the insurance. With just our RV and auto policy now I was just going to insure the cart against theft probably under my RV policy. I wasn't going to do that until I ordered the thing and started adding options. I will need a policy that includes liability issues though. We would like to have our cart in Florida for winter but really don't want to pull it. The business that sold it to me customizes carts and services customers throughout Florida. He is suppose to get me a quote on transporting it to Ft. Myers around January and bringing it back in March. It will probably be too costly.
__________________
Previous: 2008 Montana 3400RL & 2014 3725RL
Current: Full Time 2022 SOB TT Toy Hauler
JandC is offline   Reply With Quote
Old 08-14-2013, 09:46 AM   #15
ray fischer
Montana Fan
 
Join Date: May 2005
Location: zelienople
Posts: 300
M.O.C. #3760
JandC, your RV policy may have the option to add golf cart Liability, mine does.
ray fischer is offline   Reply With Quote
Old 08-14-2013, 04:18 PM   #16
richfaa
Montana Master
 
Join Date: Jan 2005
Location: North Ridgeville
Posts: 20,229
M.O.C. #2839
I will have to question my Agent again on Golf cart coverage. It is not a motor vehicle, It is not street legal. It is just a golf cart with a fancy paint job. In reading my policy I see no mention of Golf cart covered yes or no. I will go to the office and check it out again.
richfaa is offline   Reply With Quote
Old 08-15-2013, 02:07 AM   #17
kdeiss
Montana Master
 
Join Date: Feb 2003
Location: Englewood
Posts: 3,095
M.O.C. #164
Rich Our rider on our Home owners specifically describes our Golf Cart Brand,Year and Serial no.
kdeiss is offline   Reply With Quote
Old 08-15-2013, 02:40 AM   #18
richfaa
Montana Master
 
Join Date: Jan 2005
Location: North Ridgeville
Posts: 20,229
M.O.C. #2839
It seems reasonable the cart would have to be added on a rider. It was stated that it was covered under "personal proptery" sine it was not a motor vehicle or street legal. but I am doubting that.
richfaa is offline   Reply With Quote
Old 08-15-2013, 05:53 AM   #19
kdeiss
Montana Master
 
Join Date: Feb 2003
Location: Englewood
Posts: 3,095
M.O.C. #164
Rich
I have had a Golf Cart for 7 years never insured. Our home owners and auto renew July 1 So I shopped for a lower premium and changed Insurance Company and decided to include Golf Cart insurance. Well on or about June 15 12 Golf Carts were stolen in our Campground and trashed including ours keep in mind my new insurance did not start till July 1

So just to be sure I called my old agent to see if their was some kind of coverage on the Home Owners Policy and the answer was NO!
kdeiss is offline   Reply With Quote
Old 08-15-2013, 08:06 AM   #20
richfaa
Montana Master
 
Join Date: Jan 2005
Location: North Ridgeville
Posts: 20,229
M.O.C. #2839
I think I am convinced that I need Golf Cart coverage.
richfaa is offline   Reply With Quote
Reply

Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
GOLF AT MYRTLE CREEK GOLF COURSE GOFNUTS North America MOC / Western Region 8 06-01-2014 01:04 PM
golf carts and 4wheelers gkidsdlite Full Timing in your Montana 12 09-02-2013 06:44 AM
Golf carts in RV Parks old turbo The Campsite 23 02-12-2013 03:38 PM
Golf Carts and ATV's rickfox General Discussions about our Montanas 15 09-19-2009 06:42 AM
OFF LEASE GOLF CARTS FOR RVing Hemlockusa Trailers, Tow Vehicles & RV related items for Sale 11 05-03-2007 04:35 PM

» Featured Campgrounds

Reviews provided by

Powered by vBadvanced CMPS v3.2.3
Disclaimer:

This website is not affiliated with or endorsed by Montana RV, Keystone RV Company or any of its affiliates. This is an independent, unofficial site.


All times are GMT -6. The time now is 06:10 PM.


Powered by vBulletin® Version 3.8.9
Copyright ©2000 - 2024, vBulletin Solutions, Inc.