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12-27-2020, 01:41 PM
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#1
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Seasoned Camper
Join Date: Dec 2020
Location: Tampa
Posts: 71
M.O.C. #27783
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Hello from Texas!
Hello MOC!
Wife and I have been looking at RV's since early 2019, started by looking at 30K Cougar TT's and up to 125k DRV's. Finally ended up putting a deposit down at our local dealer for '21 Montana 3121RL.
Added:
Legacy
Cobalt FBP
Dual Pane Windows
2" 3K lbs receiver
3rd A/C Non-ducted
Slide toppers
King Bed
Estimated delivery April '21
I decided against the solar flex options as I plan to build my own system in various phases as the need and plans require. Currently, I'm getting my feet wet with some LiFePo4 cells in the garage. We plan to travel full time in about 2-3 years after getting all our ducks in a row, aka pay off bills.
This forum is very resourceful, so far I've found a really good PDI checklist I plan give to the dealer to establish delivery expectations. Then I found another thread with everyone listing a bunch of 'must have' items. My pockets are a bit lighter, but I think we have everything(on order) needed for that first shake down trip.
We are still looking for the best financing and insurance companies. USAA/5.49%, Essex/4.19%. Open to recommendations.
TIA!
-Carl
__________________
'21 Montana 3121RL Legacy Cobalt FBP
'20 RAM 3500 DRW Limited HO 3.73's
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12-27-2020, 02:04 PM
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#2
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Site Team
Join Date: Sep 2017
Location: Oro Valley
Posts: 3,923
M.O.C. #20477
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Carl,
Welcome to the forum! This is a great place to learn and share.
Have never financed a trailer so not a lot of help there. I did dump USAA insurance and investments over poor service but still do a little banking with them. They have really gone down hill in the last years.
__________________
Zack and Donna plus Millie and Ranger
2018 3160RL
"Life is too short to stay indoors, enjoy the ride!"
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12-27-2020, 04:09 PM
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#3
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Site Team
Join Date: Jun 2011
Location: Wilsey
Posts: 18,799
M.O.C. #11455
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Welcome to the forum! May your new rig bring you many years of wonderful memories. We didn't use it, but a Texas dealer had the best finance offer when we were looking for our second rig. Once you go full time you'll want to check millerrvinsurance.com for insurance. Worth checking now, but they excell in full timers coverage.
__________________
Dick, Joyce, Diego, Picatso and Gustav
2017 3720 RL, and 2013 HC 343RL
Pullrite Hitch, IS, Disk Brakes, 3rd AC, Winegard Traveler, Bathroom door mod, Dometic 320, couch for desk swap, replaced chairs, sun screens, added awnings, etc.
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12-27-2020, 04:10 PM
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#4
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Montana Master
Join Date: Oct 2018
Location: Anderson
Posts: 2,581
M.O.C. #22835
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Welcome! And happy camping!
__________________
Who you are right now is a sum total off all you use to be.
2019 Montana High Country 375FL
2014 Chevy Silverado Duramax, 6.6L Dually
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12-27-2020, 08:47 PM
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#5
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Montana Master
Join Date: Oct 2006
Location: McKinney
Posts: 7,160
M.O.C. #6433
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Can’t help with financing.
We have used State Farm for home, auto, and RV insurance for many years. Not the cheapest. But have always been great for covering any claims, including about $15,000 when I nearly ripped off my rear cap on tail swing catching a steel column.  And over $25,000 to home damaged by large hail storm, including damage to things I did not even see. Never questioned any claims. .
__________________
Bill & Patricia
Riley, our Golden
2007 3075RL (recently sold, currently without)
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12-30-2020, 06:56 PM
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#6
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Seasoned Camper
Join Date: Dec 2020
Location: Tampa
Posts: 71
M.O.C. #27783
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w/d drain
Thanks for all the welcomes!
Once question I can't seem to figure out before the rig shows up...Does anyone have any first hand experience of where the w/d drains in the '21 3121rl's? I've seen post that say it goes to kitchen gray, bathroom gray, and straight to discharge pipe and a bunch otheres that say its however they felt that day! lol
Thanks again!
-cb
__________________
'21 Montana 3121RL Legacy Cobalt FBP
'20 RAM 3500 DRW Limited HO 3.73's
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12-31-2020, 07:17 AM
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#7
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Established Member
Join Date: Oct 2018
Location: Bartonville
Posts: 32
M.O.C. #22776
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We have a 2020 3121, and ours drains to the bathroom gray tank. Just an FYI, we use 8 gallons of water each load.
__________________
Rod and Linda
2020 3121RL Legacy, Full Body Paint, Six Lithium Batteries and 1,600 Watts of Solar, Two 3,000 Watt Victron Inverters, 150/100 Controller, 2020 GMC SRW Denali 3500, B&W Companion Hitch
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12-31-2020, 03:13 PM
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#8
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Montana Fan
Join Date: Dec 2020
Location: STUARTS DRAFT, VA
Posts: 140
M.O.C. #27830
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Welcome
I know you will love it. Check my FURNACE post as we have virtually the same unit.
__________________
John and Carrie
2021 Montana 3121RL Legacy
2020 F-250 Lariat 4X4 Short 3.55
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01-06-2021, 04:07 PM
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#9
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Seasoned Camper
Join Date: Jun 2018
Location: Tifton
Posts: 63
M.O.C. #21975
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Quote:
Originally Posted by carlrx7
Hello MOC!
Wife and I have been looking at RV's since early 2019, started by looking at 30K Cougar TT's and up to 125k DRV's. Finally ended up putting a deposit down at our local dealer for '21 Montana 3121RL.
Added:
Legacy
Cobalt FBP
Dual Pane Windows
2" 3K lbs receiver
3rd A/C Non-ducted
Slide toppers
King Bed
Estimated delivery April '21
I decided against the solar flex options as I plan to build my own system in various phases as the need and plans require. Currently, I'm getting my feet wet with some LiFePo4 cells in the garage. We plan to travel full time in about 2-3 years after getting all our ducks in a row, aka pay off bills.
This forum is very resourceful, so far I've found a really good PDI checklist I plan give to the dealer to establish delivery expectations. Then I found another thread with everyone listing a bunch of 'must have' items. My pockets are a bit lighter, but I think we have everything(on order) needed for that first shake down trip.
We are still looking for the best financing and insurance companies. USAA/5.49%, Essex/4.19%. Open to recommendations.
TIA!
-Carl
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Try Southeast Financial ( www.sefinancial.com). When we bought our Montana 3 years ago they had the best rate and their service was excellent.
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01-11-2021, 08:05 AM
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#10
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Montana Master
Join Date: Jan 2018
Location: Northville, NY
Posts: 807
M.O.C. #21158
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Beware of dealer sponsored loans. They often steer you to 20yr loans to lower the monthly payment. The problem there is the depreciation will outrun the paydown and you would be underwater all the time if you make the scheduled payment.
Having said that I went for the long loan because it had the lowest interest rate by far and we just make a higher payment turning it into a 5 year loan. It will be paid off the same time as our home and we will be debt free and care free.
__________________
Jim B
2017 Lariat F-350 FX4, CC, SB, 6.7 PSD 4WD
2018 MONTY 3731FL, at our private winter site in GA
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01-12-2021, 08:03 AM
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#11
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Montana Master
Join Date: Feb 2012
Location: Lake Gaston
Posts: 8,773
M.O.C. #12156
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Welcome and safe travels
__________________
Mike and Lorraine
2002 3655 FL, 2005 3650RK
2010 3665RE, 2015 3910FB
F350 crew cab dually 6.7
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01-16-2021, 09:47 AM
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#12
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Montana Master
Join Date: Jan 2017
Location: Overland Park
Posts: 985
M.O.C. #19388
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Welcome to the forum! Enjoy your traveling.
__________________
Marilyn and Richard, Dusty and Gabby
Overland Park, KS. Most Timer
2017 Montana Legacy 3810MS
2020 GMC 3500 Crew Cab Dually
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03-28-2021, 08:15 AM
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#13
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Seasoned Camper
Join Date: Dec 2020
Location: Tampa
Posts: 71
M.O.C. #27783
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SHE's HERE!
Dealer just sent me a pic. Arrived about two weeks earlier than projected.
Going through PDI and dealer prep.
Got the B&W hitch installed and lubed up. Hope to pick up next Saturday!
__________________
'21 Montana 3121RL Legacy Cobalt FBP
'20 RAM 3500 DRW Limited HO 3.73's
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03-28-2021, 08:48 AM
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#14
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Montana Master
Join Date: May 2020
Location: UPLAND
Posts: 1,255
M.O.C. #26190
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That is gorgeous........I love the full body paint. Congratulations
__________________
2019 Keystone Montana 3560RL, 2020 Chevy 2500 HD, Firestone airbags, Air Lift wireless compressor, Curt gooseneck, 20K Reese Goosebox, TST-507, USMC combat vet & retired LEO. Robert, Anika, Breanna, Dylan (daughter-in-law Stephanie). & our Great Pyrenees Layla
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04-04-2021, 08:12 AM
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#15
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Seasoned Camper
Join Date: Dec 2020
Location: Tampa
Posts: 71
M.O.C. #27783
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Sale complete! The adventures begin!
__________________
'21 Montana 3121RL Legacy Cobalt FBP
'20 RAM 3500 DRW Limited HO 3.73's
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