|
|
07-15-2019, 02:31 PM
|
#61
|
Montana Fan
Join Date: May 2006
Location: San Antonio
Posts: 440
M.O.C. #5757
|
Like a lot of MOC'ers I was with National Interstate for years. Went with Progressive last year based on opinions here and (primarily) on a recommendation from USAA, my primary insurance carrier (house, vehicles, umbrella). Last year paid about 1350. This year they want $1522. This is for $1K deductible for both comprehensive and collision. We use the rig less than 60 days per year. Does this sound reasonable? Don't want to think that USAA would steer me wrong, but sounds kind of high.
|
|
|
07-15-2019, 03:08 PM
|
#62
|
Site Team
Join Date: Sep 2017
Location: Oro Valley
Posts: 4,086
M.O.C. #20477
|
Drjjj,
That is too high for a non full timer. After 35 years with USAA I left them a couple of years back and went with GEICO. Much better service and prices. Cost for RV is under $600 a year with $500 deductible and full replacement coverage.
__________________
Zack and Donna plus Millie and Ranger
2018 3160RL
"Life is too short to stay indoors, enjoy the ride!"
|
|
|
07-15-2019, 04:51 PM
|
#63
|
Seasoned Camper
Join Date: Jun 2015
Location: Raymond
Posts: 63
M.O.C. #17519
|
Quote:
Originally Posted by drjjj
Like a lot of MOC'ers I was with National Interstate for years. Went with Progressive last year based on opinions here and (primarily) on a recommendation from USAA, my primary insurance carrier (house, vehicles, umbrella). Last year paid about 1350. This year they want $1522. This is for $1K deductible for both comprehensive and collision. We use the rig less than 60 days per year. Does this sound reasonable? Don't want to think that USAA would steer me wrong, but sounds kind of high.
|
That doesn't sound too high to me if that includes your home and cars
|
|
|
07-15-2019, 06:17 PM
|
#64
|
Montana Fan
Join Date: Jan 2018
Location: Boone
Posts: 311
M.O.C. #21011
|
Not a full timer. Full coverage, direct replacement, not prorated value. $500.00 deductible cost me $426.00 yearly with Progressive. FW is paid for, if that mattered. Best price I have ever found? I do not have anything else with them. Just the FW.
__________________
2018 Montana HC 362RD
2016 Chevrolet 3500 Duramax HD SRW
|
|
|
07-16-2019, 05:24 AM
|
#65
|
Montana Master
Join Date: Jul 2014
Location: Upstate NY
Posts: 1,789
M.O.C. #14547
|
Just got my 2019-2020 policy from AMICA. $1000 deductible, NY State is $483 which is $.00 less then last year. SF Northeast Headquarters is about 4 miles away couldn't come close. Locally, SF is not well liked as either an empolyer or an insurer
__________________
Dave W
2014 Montana High Country 343RL (Sold!)
2011 Ford 6.7 Lariat CCLB (Went to PU Heaven)
2019 F150SC XLT SE Sport,w/full tow package
|
|
|
07-16-2019, 10:24 AM
|
#66
|
Montana Master
Join Date: Jan 2005
Location: North Ridgeville
Posts: 20,229
M.O.C. #2839
|
Update..still progressive full coverage no deductible replacement value 769.00 this year
|
|
|
07-16-2019, 12:52 PM
|
#67
|
Montana Fan
Join Date: May 2006
Location: San Antonio
Posts: 440
M.O.C. #5757
|
dadnjesse: $1572.00 for the trailer only. Breakdown:
Comprehensive ($54K value-$750 deductible): $795
Collision ($54K value-$750 deductible): $708
Replace personal effects ($5K limit-$100 deductible): $45
Vacation liability ($250K limit): $10
Roadside assistance: $12
"Automobile Burglary/Theft Prevention Authority Fee": $2
TOTAL: $1572
($91 discount if paid in full)
I have never made a claim on this trailer, and never paid over $900 with Nationwide with zero deductible.
Rich: Mind sharing your limits? PM me if you desire.
This sounds crazy to me.
|
|
|
07-16-2019, 01:11 PM
|
#68
|
Montana Master
Join Date: Jan 2005
Location: North Ridgeville
Posts: 20,229
M.O.C. #2839
|
We have all our insurance needs through Progressive. We are in Ohio and suggest you contact progressive in your state. The rate is for the RV only.
Summary of Coverages and Rate
Policy Coverage
Limits
Rate
Full Timer's Personal Liability: No Coverage $0.00
Vehicle
Rate
2013 KEYSTONE RV MONTANA FIFTH $769.00
Total policy rate: $769.00
2013 KEYSTONE RV MONTANA FIFTH
Physical damage option: Total Loss Replacement/Purchase Price 76K
Disappearing Deductibles: Selected
Coverages
Limits
Rate
Comprehensive: $0 deductible $493.00
Collision: $0 deductible $238.00
Included with Comprehensive and (if purchased)
Collision: Disappearing Deductibles
Mexico Coverage
Fire Department Service - $1,000
Included
Emergency Expense: $750 (included) Included
Vacation Liability: $100,000 $8.00
Replacement Cost Personal Effects: $5,000
$100 deductible $30.00
Roadside Assistance:
No Coverage $0.00
Total rate for this vehicle: $769.00
|
|
|
07-24-2019, 03:35 PM
|
#69
|
Established Member
Join Date: Apr 2019
Location: Arlington
Posts: 33
M.O.C. #23884
|
GEICO
Just bought full time RV insurance. 2011 37' Montana with F250 truck. $1775 per year for both. $500 deductibles. Several upgrades above basic insurance. No house or other cars. Will not go with Progressive.
|
|
|
07-24-2019, 03:59 PM
|
#70
|
Montana Fan
Join Date: May 2006
Location: San Antonio
Posts: 440
M.O.C. #5757
|
What company did you go with?
|
|
|
07-24-2019, 04:04 PM
|
#71
|
Montana Master
Join Date: Jan 2005
Location: North Ridgeville
Posts: 20,229
M.O.C. #2839
|
Quote:
Originally Posted by rpkittle1
Just bought full time RV insurance. 2011 37' Montana with F250 truck. $1775 per year for both. $500 deductibles. Several upgrades above basic insurance. No house or other cars. Will not go with Progressive.
|
Well good for you our total Vehicle insurance with F-350 Truck 2018 Honda odyssey and the above mentioned Montana is 2393 per. We have not had a problem with Progressive
|
|
|
07-24-2019, 04:12 PM
|
#72
|
Established Member
Join Date: Apr 2019
Location: Arlington
Posts: 33
M.O.C. #23884
|
GEICO. Did everything over the internet and by phone. People I talked with most helpful.
|
|
|
10-05-2019, 11:33 PM
|
#73
|
Established Member
Join Date: Oct 2019
Location: petersburg
Posts: 21
M.O.C. #25041
|
auto owners 65000 coverage about 200 a year full coverage $100 deductible, trip interruption coverage 275 a day, towing and 10000 liability.
|
|
|
10-07-2019, 09:16 PM
|
#74
|
Established Member
Join Date: Oct 2019
Location: petersburg
Posts: 21
M.O.C. #25041
|
Correcting myself 500 for a year. through auto owners.
|
|
|
05-30-2020, 10:25 PM
|
#75
|
Montana Master
Join Date: May 2020
Location: UPLAND
Posts: 1,284
M.O.C. #26190
|
Quote:
Originally Posted by mazboy
Can I get some insurance costs that you are paying for on your 5th wheel. We just got our bill; $913.00 for full coverage, not full timers insurance. (National Interstate)
|
We have State Farm for our home, cars and the trailer........For full coverage on the trailer, with a $250.00 deductible,, the added cost was around $45.00 a month. So about $600.00 a year.
|
|
|
05-31-2020, 07:25 AM
|
#76
|
Established Member
Join Date: Jun 2019
Location: Bozeman
Posts: 22
M.O.C. #24244
|
Trailer Insurance Cost????
We are getting full-time quotes as we are selling our home next month and going full-time. Our RV is a 2015 3611RL and 2013 Ford F-350. Our home base is Montana. The quotes are coming in +- $3,000/year. I don't see anyone saying their premium is so high.
|
|
|
05-31-2020, 12:46 PM
|
#77
|
Established Member
Join Date: Apr 2019
Location: Arlington
Posts: 33
M.O.C. #23884
|
Full time insurance
Insurance costs very by where you have your home listed. Ours is the State of Washington. Our cost for upgraded full time RV's insurance is just under $1800 per year. Only a few insurance companies write full time's insurance. We chose GEICO. Had good reviews and was a little cheaper than Good Sam. Includes full coverage on the truck also.
__________________
2011 Montana 3580RL 37' Hickory Edition
2012 Ford f-250 King Ranch short bed, 6.7 diesel, SumoSprings, Pullrite slider hitch. Sulastic shackles, 400 amp hour lithium batteries, 500 watts solar, DC to DC charger, 3000 watt full sine wave inverter
|
|
|
05-15-2021, 02:03 PM
|
#78
|
Montana Fan
Join Date: Dec 2020
Location: Glendale
Posts: 202
M.O.C. #27658
|
Looking to change
Bid from Foremost (Farmers) $795.00, totally unreal!!! Called AAA and their is $218.00, I have to compare apples to apples to make sure getting the same prior to changing.
__________________
Larry & Marilyn Gubbels
2019 F-350 Diesel 4X4, Short Bed, BW 18K slider,
closely followed by a 2020 Montana 3121RL
|
|
|
05-15-2021, 05:08 PM
|
#79
|
Established Member
Join Date: Apr 2019
Location: Arlington
Posts: 33
M.O.C. #23884
|
The last time I checked Farmers and AAA did not offer full timers RV insurance. Make sure you are getting what you need.
__________________
2011 Montana 3580RL 37' Hickory Edition
2012 Ford f-250 King Ranch short bed, 6.7 diesel, SumoSprings, Pullrite slider hitch. Sulastic shackles, 400 amp hour lithium batteries, 500 watts solar, DC to DC charger, 3000 watt full sine wave inverter
|
|
|
05-19-2021, 11:43 AM
|
#80
|
Montana Fan
Join Date: Dec 2020
Location: Glendale
Posts: 202
M.O.C. #27658
|
Cost of RV Insurance
Just paid ours and it was $795.00 (Foremost) through Farmers Insurance. Not cheap, but necessary I suppose!!
__________________
Larry & Marilyn Gubbels
2019 F-350 Diesel 4X4, Short Bed, BW 18K slider,
closely followed by a 2020 Montana 3121RL
|
|
|
|
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
Similar Threads
|
Thread |
Thread Starter |
Forum |
Replies |
Last Post |
insurance cost
|
hickory |
Insurance |
9 |
07-10-2013 03:05 AM |
Insurance Cost Increase
|
sola123 |
Insurance |
23 |
10-15-2010 02:56 AM |
Cost of the MOC
|
Montana Sky |
General Discussions about our Montanas |
21 |
03-28-2008 03:34 PM |
THE COST OF GAS
|
Montana_621 |
General Discussions about our Montanas |
0 |
04-19-2004 08:22 AM |
How Much does it cost?
|
Gene Chaltry |
Full Timing in your Montana |
0 |
03-30-2004 12:13 PM |
|
» Recent Threads |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|