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01-21-2022, 08:57 AM
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#41
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Established Member
Join Date: Oct 2017
Location: Farmington
Posts: 23
M.O.C. #20626
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Enjoy and Live!
Just wanted to wish you the best of retirement!!! Always enjoy your experiences and knowledge sharing. And going forward help keep us RV'ers informed and learning!!! Happy Trails!
__________________
[/SIGPIC]
2017 Montana High Country 305RL
2015 Chevy Silverado 2500 HD 4x4 - SRW, Demco Sliding Hitch
New Saliuns g-ply
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01-21-2022, 09:00 AM
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#42
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Established Member
Join Date: Oct 2017
Location: Farmington
Posts: 23
M.O.C. #20626
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Just wanted to wish you the best of retirement!!! Always enjoy your experiences and knowledge sharing. And going forward help keep us RV'ers informed and learning!!! Happy Trails!
__________________
[/SIGPIC]
2017 Montana High Country 305RL
2015 Chevy Silverado 2500 HD 4x4 - SRW, Demco Sliding Hitch
New Saliuns g-ply
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01-21-2022, 09:22 AM
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#43
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Established Member
Join Date: May 2020
Location: Sundance
Posts: 27
M.O.C. #26336
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Good for you! Enjoy!
__________________
Kevin, Lisa and
four little dogs: Charlie, Chip, Bentley, Coco
2020 Montana 3811MS
2017 Ram 3500HD Laramie, 6.7 Cummins, 4x4, SRW
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01-22-2022, 02:30 AM
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#44
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Seasoned Camper
Join Date: Mar 2012
Location: King Ferry
Posts: 95
M.O.C. #12298
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Congrats!! My wife and I have a bit over a year to go. Enjoy every minute.
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01-22-2022, 07:44 AM
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#45
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Montana Master
Join Date: Apr 2006
Location: Mesa az
Posts: 3,038
M.O.C. #5651
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Gee, I haven't heard anyone say they wished they were still working! LOL
The only issue with retirement I can think of is $$$$. Nothing in (or not much) and still money out!!
__________________
Tom and Gail
2013 Mountaineer 362
2012 Silverado 2500
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01-22-2022, 10:06 AM
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#46
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Montana Master
Join Date: Oct 2018
Location: Anderson
Posts: 2,788
M.O.C. #22835
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Quote:
Originally Posted by twindman
...
The only issue with retirement I can think of is $$$$. ...
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Someone from the office asked me right before I left, How do you know when you have enough money so you can retire? How do you plan for that.
It took no thought at all to fire back an answer. The answer is: You never have "enough" money." You just do it, and make it work.
I did advise him to pay off ALL his debt before retiring. If you have no debt, you can actually live pretty cheap (if 'cheap" is a valid word any more these days.
However, if you have debt, then you need to make sure you have enough income coming in somewhere to cover your debt. So, if you plan for retirement, get yourself out of debt first and then stay out of debt. If you do that first, you can function off a lot less income and live happy and successful.
__________________
History is not about the past, it's an explanation of the present.
2019 Montana High Country 375FL
2014 Chevy Silverado Duramax, 6.6L Dually
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01-22-2022, 12:04 PM
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#47
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Montana Master
Join Date: Dec 2009
Location: Sebring
Posts: 3,669
M.O.C. #9969
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You really have to plan ahead, don't think SSI will give you enough unless you live on a "Self Sufficient Farm". I was putting the max percent into a 401K for over 32 years and the last few years when the Gov increased the limits I was putting in 1/3 of my gross into the account. Now with my Minimum Required Distribution and both of our SSI we do pretty much we want to without much money worries.
__________________
Michelle & Ann
2018 Chevy 3500HD High Country DRW 4X4 Crew Cab w/Duramax/Allison, Formally 2010 Montana 2955RL, Now Loaded 2016 SOB, Mor/ryde IS, Disc Brakes & Pin Box, Comfort Ride Hitch, Sailun 17.5 Tires.
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01-22-2022, 01:37 PM
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#48
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Montana Master
Join Date: Oct 2004
Location: Salem
Posts: 7,671
M.O.C. #2283
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SS will provide us with all we need. We live in a small energy efficient home with every thing paid for in a inexpensive part of the country. If we lived in New York or California or a lot other places we couldn’t live on our SS. We couldn’t buy new cars and campers but we could get by and be comfortable.
We know people with modest homes that their taxes are as much as our SS.
Lynwood
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01-22-2022, 10:43 PM
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#49
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Montana Master
Join Date: Jun 2018
Location: Carson City
Posts: 2,017
M.O.C. #21963
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Our approach was to be able to maintain our standard of living. We didn't want to scrimp in retirement years as everything gets more expensive and it doesn't leave much room for big ticket emergencies. Contentment is indeed a blessing.
__________________
2016 3160, Legacy, Sailuns, Splendide 2100 xc vented, 1 1/2" axle lift blocks, disk brakes. 2014 Ram 3500 SRW SWB 4X4 6.7 Aisin Mega Cab, EBC slotted disks and brakes, Titan fuel tank.
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01-29-2022, 06:36 AM
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#50
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Montana Master
Join Date: Jan 2018
Location: Northville, NY
Posts: 814
M.O.C. #21158
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Dutch, Congratulations on your retirement. Looks like you've planned very well and that is the secret that allows you to enjoy your family.
I took a silver bullet early retirement package at age 52. The next morning, I woke up and thought, "what the heck have I done?". That lasted about 10 minutes. I had lined up another job, since I was too young to stop working, but it was in a completely different field and gave me new energy. Also, it was a job I really didn't need so there was absolutely no stress. At 58 I retired again for real now that our youngest had finished college. After that I did a bit of part time work for a friend in his business while waiting for DW to retire.
Two of our three kids had moved south, so we bought a 5th wheel and now spend our winters bouncing between them and enjoying our grand kids. Life is good.
One last tip for you:
"Never put off to tomorrow that which you can leave to the day after tomorrow"
__________________
Jim B
2017 Lariat F-350 FX4, CC, SB, 6.7 PSD 4WD
2018 MONTY 3731FL, at our private winter site in GA
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02-16-2022, 03:29 PM
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#51
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Seasoned Camper
Join Date: Jun 2021
Location: Wilmar
Posts: 54
M.O.C. #29050
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Congratulations on making it to that big day. I retired at the end of 2019 after 42 years in the SYP lumber manufacturing business. I too was worried as to how much I would miss it but I have never regretted the decision to retire. We lost 3 immediate family members in a 5 month period which led me to not hesitate pulling the trigger on retiring. Each day we have with family and loved ones is a blessing. Keep the faith and enjoy those golden years and your RV travels. God Bless and stay safe.
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