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07-17-2022, 06:15 PM
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#1
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Montana Master
Join Date: Aug 2004
Location: Livermore
Posts: 5,161
M.O.C. #1920
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Medical Insurance for Alaska Travel
I am curious what health insurance U.S. citizens get while traveling through Canada? Medicare (and supplemental insurance) have very limited coverage.
__________________
Ron and Terrie Ames - MOC #1920/KF0NTA
2021Montana 3230CK Super Solar Legacy Package
2021 Ram 3500 Laramie Longhorn, BIM Charging
4x4, SRW, LB, Crew Cab, Pullrite 3900 Hitch
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07-17-2022, 06:56 PM
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#2
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Site Team
Join Date: Sep 2017
Location: Oro Valley
Posts: 3,989
M.O.C. #20477
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Ron,
We have not bought any health insurance while in Canada. We can get back into the US fairly quickly if needed.
You take some risk but it is very limited.
__________________
Zack and Donna plus Millie and Ranger
2018 3160RL
"Life is too short to stay indoors, enjoy the ride!"
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07-17-2022, 07:19 PM
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#3
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Montana Master
Join Date: Oct 2006
Location: McKinney
Posts: 7,227
M.O.C. #6433
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It does seem Medicare will cover you traveling thru Canada. You would have to ask about your supplemental.
When does Medicare cover health care services in a
foreign hospital?
There are 3 situations when Medicare may pay for certain types of health care services you get in a foreign hospital (a hospital outside the U.S.):
1. You’re in the U.S. when you have a medical emergency, and the foreign hospital is closer than the nearest U.S. hospital that can treat your illness or injury.
2. You’re traveling through Canada without unreasonable delay by the most direct route between Alaska and another state when a medical emergency occurs, and the Canadian hospital is closer than the nearest U.S. hospital that can treat your illness or injury. Medicare determines what qualifies as “without unreasonable delay” on a case-by-case basis.
3. You live in the U.S. and the foreign hospital is closer to your home than the nearest U.S. hospital that can treat your medical condition, regardless of whether it’s an emergency.
Remember, in these situations, Medicare will pay only for the Medicare-
From:
https://www.medicare.gov/Pubs/pdf/11...ted-States.pdf
__________________
Bill & Patricia
Riley, our Golden
2007 3075RL (recently sold, currently without)
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07-17-2022, 07:30 PM
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#4
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Montana Master
Join Date: Aug 2004
Location: Livermore
Posts: 5,161
M.O.C. #1920
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If we were just passing through, I would risk it. Having survived a PE, I am less inclined this trip. We will be spending a good deal of time going the Alcan, Icefield Parkway and Top of the World Highway. Just curious if there is a plan that’s reasonable.
__________________
Ron and Terrie Ames - MOC #1920/KF0NTA
2021Montana 3230CK Super Solar Legacy Package
2021 Ram 3500 Laramie Longhorn, BIM Charging
4x4, SRW, LB, Crew Cab, Pullrite 3900 Hitch
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08-09-2022, 12:41 AM
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#5
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Montana Fan
Join Date: May 2018
Location: san andreas
Posts: 209
M.O.C. #21805
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i thought the goverment medical coverage in canada covered everybody.
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08-10-2022, 12:46 PM
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#6
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Montana Master
Join Date: Feb 2020
Location: SoCal
Posts: 618
M.O.C. #25842
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{deleted}
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