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01-23-2014, 02:33 PM
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#1
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Seasoned Camper
Join Date: Oct 2013
Location: Kernersville
Posts: 86
M.O.C. #13857
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Camper broken into last night
Our camper was broken into along with many others at our dealership last night. Door was popped and both TV's taken. I will need to go look at it tomorrow to see if anything else is missing. My next question will be does the dealer's insurance pay or will mine have to. Not a happy camper right now!
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01-23-2014, 03:19 PM
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#2
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Montana Master
Join Date: Oct 2006
Location: McKinney
Posts: 7,217
M.O.C. #6433
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You would hope they would have it covered. But would not surprise me at all if they had signs up "Not responsible for losses due to theft or damage occuring while on this property" or some such CYA.
__________________
Bill & Patricia
Riley, our Golden
2007 3075RL (recently sold, currently without)
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01-23-2014, 03:43 PM
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#3
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Montana Fan
Join Date: Dec 2013
Location: Renton
Posts: 362
M.O.C. #13959
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So sorry to hear that! I just spoke with my Allstate rep, and he said typically the RV owner's insurance covers it. You might be able to work something out with the dealership however. It's probably worth having that conversation.
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01-23-2014, 05:10 PM
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#4
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Site Team
Join Date: Jun 2011
Location: Wilsey
Posts: 18,799
M.O.C. #11455
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What degree of security did the dealer have?
__________________
Dick, Joyce, Diego, Picatso and Gustav
2017 3720 RL, and 2013 HC 343RL
Pullrite Hitch, IS, Disk Brakes, 3rd AC, Winegard Traveler, Bathroom door mod, Dometic 320, couch for desk swap, replaced chairs, sun screens, added awnings, etc.
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01-24-2014, 12:00 AM
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#5
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Seasoned Camper
Join Date: Oct 2013
Location: Kernersville
Posts: 86
M.O.C. #13857
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Quote:
quote:Originally posted by DQDick
What degree of security did the dealer have?
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As far as I can tell, very little. I really like my dealer, but this has happened before. they need a guard or at least cameras.
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01-24-2014, 01:08 AM
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#6
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Montana Master
Join Date: Jan 2005
Location: North Ridgeville
Posts: 20,229
M.O.C. #2839
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Few dealers have any security and will not take responsibility for theft. We did have our truck broken into at our Ford dealer last year. It was parked outside and they refused responsibility. However it was clearly stated on the repair order that the truck would be parked inside overnight and a employee forgot to do that so the dealer did cover the loss.
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01-24-2014, 01:48 AM
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#7
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Montana Master
Join Date: Oct 2012
Location:
Posts: 608
M.O.C. #12894
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The dealer no matter how nice, or any dealer for that matter should have security measures in place. Especially in this day and age. And to be robbed twice and never did anything after the first time! NO COMMENT!
IMO, every dealer should have surveillance systems with signs to help deter some theft anyway, and it shows at least that the owners care.
Scott
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01-24-2014, 02:23 AM
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#8
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Montana Master
Join Date: May 2010
Location: Tampa
Posts: 532
M.O.C. #10378
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Having just experienced a break in, I know your frustration. The TV's are an easy fix, but it's the damage done by them getting to the tv's that's the real bummer. I think we need to bring back the chain gangs and have these bums learn a new skill, like breaking rocks.
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01-24-2014, 02:31 AM
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#9
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Montana Master
Join Date: Feb 2012
Location: Lake Gaston
Posts: 8,773
M.O.C. #12156
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Sorry to hear about the breakin.
__________________
Mike and Lorraine
2002 3655 FL, 2005 3650RK
2010 3665RE, 2015 3910FB
F350 crew cab dually 6.7
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01-24-2014, 02:51 AM
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#10
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Montana Master
Join Date: Mar 2012
Location: Davison
Posts: 786
M.O.C. #12331
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My agents statement-"The insurance always follows the vehicle". Meaning, no matter under what cicumstances, at least in Michigan, the claim is against the owner's insurance. That said, the dealer should step up to the plate and cover your deductible. JMO.
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01-24-2014, 02:56 AM
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#11
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Montana Master
Join Date: Apr 2013
Location: Oceanside
Posts: 534
M.O.C. #13378
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About 35 years ago I was a professional commercial photographer with a photo studio. I was shooting a line of clothing for a manufacturer. We didn't get it done all in one day, so I was asked if it would be alright to leave the clothes in the studio overnight so that we could easily start afresh the next morning. I said sure.
The next morning when I arrived at my studio I discovered the clothes were all missing - but nothing else, not even one piece of the thousands of dollars of photographic equipment. including a camera and lens combo on a tripod worth about $4000 sitting on a tripod just feet away from the clothes. I thought it was odd, and so did the investigating police officers.
Well the clothing manufacturer demanded that I reimburse him for the clothing with a stern letter from their attorney. I had to hire an attorney, who happened to be in my same building, who introduced me to the term "gratuitous bailee". Which simply meant I was not in the business of storing clothes and was only doing the clothing manufacturer a favor, and therefore wasn't financially liable for his loss. My attorney sent their attorney a letter and the matter went away.
In the RV dealership story, I would suggest that the RV dealer IS in the business of storing RV's for repair and is therefore legally responsible for the loss/damage, even if he there are signs posted that claim otherwise. Unless one signs a document to the contrary at the time of dropping off their RV, I'd go after the dealership. A small claims action may be an inexpensive way to make the dealer see the error of his/her ways.
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01-24-2014, 03:54 AM
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#12
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Montana Master
Join Date: Oct 2012
Location: Chilliwack
Posts: 1,520
M.O.C. #12935
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The dealership where I purchased my Montana has a completely fenced yard, and a locked gate to enclose all of the RV's in his yard. In spite of that they tell you not to leave any "valuables" in your RV and the work order underlines the fact they accept no responsability for break in's.
You might want to read your work order and "always" get a copy of it before you leave.
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01-24-2014, 04:28 AM
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#13
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Montana Master
Join Date: Jul 2013
Location: Aguanga
Posts: 606
M.O.C. #13601
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What a yucky way to start the day. We've been fortunate to this point with the RVs anyway. One more reason added to the list as to why I'll use mobile repair guys if at all possible. Or, should that be the why I avoid the dealer if at all possible list. Hope everything works out in the end.
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01-24-2014, 01:04 PM
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#14
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Montana Master
Join Date: Jan 2005
Location: North Ridgeville
Posts: 20,229
M.O.C. #2839
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the primary reason we still have a home that is far to large for just the two of us now is that we have a RV pad right along side the home with full hook ups. I do not trust Rv storage areas as they are no matter how secure subject to break ins. Of course that we spend most of the year living in the 5th wheel helps.
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01-24-2014, 02:26 PM
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#15
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Seasoned Camper
Join Date: Oct 2013
Location: Kernersville
Posts: 86
M.O.C. #13857
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Well, GOOD news! We went to look at our camper. The guys popped the latch not the door, so a new latch will fix that. They evidently used a drill to remove the screws and even unscrewed the cables, so no internal damage. And, to top it off, our dealer says HE will cover the damages. They tried pretty hard to get into some high dollar motor homes, they tore some of them up pretty good. He is installing a 12 foot fence and says he's going to put electric wire across the top. Don't know if that's legal, but it is a happy ending for us and another gold star for our dealer.
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01-25-2014, 08:55 AM
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#16
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Montana Master
Join Date: Oct 2012
Location:
Posts: 608
M.O.C. #12894
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Thanks great news! 40,000 volts across the top should do it.
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01-25-2014, 11:41 AM
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#17
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Montana Fan
Join Date: Oct 2008
Location: Harvey
Posts: 329
M.O.C. #8863
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Awesome news. Glad your dealer is a stand-up one!
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01-25-2014, 04:05 PM
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#18
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Site Team
Join Date: Aug 2007
Location: Omaha
Posts: 6,759
M.O.C. #7560
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Glad to hear the dealer is taking the responsibility on the units broke into! The electric wire at the top of a 12 ft fence is fine but there is one problem. If the thieves have a good pair of heavy duty cutters they can cut a hole right through the fence and still steal what they want. A good pair of security dogs works real well along with good security camera set up!
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