F250/350 bed height my Monty won't clear

[uhftx]

I just looked at the newer 2017's. The top of the bed rails are ridiculously high. My wife is 5 ft 4inches and the top of the rails were 5ft 2inches when she stood next to it.
The newer trucks will not accept my Montana without serious modifications.
Is anyone here towing with a newer Ford.
I get a x-plan discount thru Ford. I'm so disappointed and currently frustrated. I had my heart set on a aluminium body just because of the rust vs oxidation I'm currently facing.

I may have to eat the price difference and go with chevy or dodge depending on bed rail and hitch heights.

Any suggestions / opinions on an option to stick with ford, even the bed lift in height is over what I consider comfortable and forget dropping something into the bed from the Side of the truck.

I don't want to ride nose high and place more weight on the rear set of tires. With all the tire problems I have experienced, I don't want to overload the rear tandem wheels.

Thoughts and suggestions welcome.