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We did change our bank from Wells Fargo in CA to the Valley Bank in Sioux Falls. We wanted to erase EVERY financial link to CA, and put everything feasable on our SD address. On the other hand, we have had a bank in Texas for years as our "primary" bank. All the standard "free" stuff from that one. We only keep a relatiely small account in the Valley Bank, and don't use it for much of anything for checking. We hae had no need to access the Valley Bank by internet for anything.
Best,
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