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Your GVWR is the maximum weight of your particular truck and it's payload. Options and people are part of the payload. You must weigh your particular truck to know your legal payload.
It sounds anal but your truck's legal payload even changes as your fuel tank empties.
Your GCWR is everything, payload and trailer and you are pulling the full weight of your Fiver even though the pin weight has become part of your payload........you still tow it all.
You can be legal on your combined weight and still be legally overloaded on your GVWR and most 3/4 ton trucks with Montys are over their GVWR.
If you add the front and rear axle ratings, they will always come to more than the GVWR, that is the safety factor, but what you go by is the GVWR.
Very, very simple............ with the Monty on tow, weigh the front axle of your truck and the rear axle of your truck ( this of course will have your pin weight too )
If your two truck axles add up to more than your GVWR, no ifs, buts , & ors.....you are overweight on your GVWR.
Now weigh your Monty's axles and add the weight of all 3 parts, the trucks front axle, the trucks rear axle and the Monty's axle. If they add up to more than your GCWR, than you are overweight on your GCWR.
Your Monty's GVWR is the total weight of the Fiver and that includes the pin weight.
To find if your Monty is overweight, you have to weigh your truck unhitched to the Monty.
Then weigh the entire unit and subtract the weight of the truck. Confusing.........you bet.
But to answer Bill's question, yes, you are towing 14000 pounds and you have added 2000 pounds of payload because of the pin weight.
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