We recently did a considerable amount of research before changing insurers. Although Good Sams says they have lower rates, We went with GEICO. I pay about $450 a year, have $5000 for replacement of personal effects, GAP (replacement diffential insurance), $500 deductable, and they threw emergency roadside assistance in as well. If you served in the military, everyone you speak with will thank you for your service. The most pleasant people I have ever delt with, and everyone I know who has them says their claim response and service are second to none.
