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My advise is if you plan on keeping the truck for a long time, buy more truck than you need. In RVing most people upgrade when they buy a new RV, very few downgrade. Unless you want to have to worry about a new truck also if/when you upgrade just go ahead and do it.
Also my F250 would pull my 3400RL. Stopping/handling are two different issues. But I also found my maintenance costs also went up on the F250 when pulling the 3400RL vs my smaller SOB I previously had.
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