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We are full time -- 10 years. We kept our bank in Iowa, changing our address on our accounts. We mail checks to the bank and all our income is direct deposit. We pay our bills on-line. We never use an ATM (unless we splurge at a flea market). We use our Discover Card when we purchase groceries and get up to $60 cash back. We never carry more than $100 at any time because we know we can get cash back with Discover Card.
Orv
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