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We are making this way too hard and too complicated. Here's the simple answer.
1. Do not exceed the truck's GVWR, you will find the cargo capacity on the "Tire and Loading Information" sticker on the driver's side door post. That weight includes everything in the truck, including pin weight...the PW eliminates all 250/2500 series trucks.
2. Tow capacity is the GCWR minus the weight of the truck when ready to tow.
I find it incredulous that we have posters advocating and saying it's okay to tow over weight "your insurance will still cover you."
Met a guy in a CG last week who was in a motor home pulling a half ton truck as his tow vehicle. The rear of his MH was smashed. He admitted to pulling his truck with a tow system rated 1,000# under the weight of truck...and the base plate attached to the truck broke. It's okay though, his truck didn't break totally free and yes, his insurance company will pay to fix his MH.
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