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Old 11-22-2013, 12:08 PM   #20
Phil P
Montana Master
 
Join Date: Mar 2011
Location: Okeechobee
Posts: 2,150
M.O.C. #11206
jimcol

That depends on what coverage you are talking about.

My collision is the maximum allowed in Florida $500.

My comprehensive is $50

Going up on the comprehensive doesn’t change the premium but a very few dollars. Going up on the collision changes the premium a lot.

I am not an insurance adjuster or agent so I may have some of the terms wrong.

My rate is high because I have contents declared value of $30,000 because of the model trains my wife caries in the basement.

Emmel

I damaged my front door to the generator compartment with the fork lift. Then again with the truck tail gate. Keystone refused to sell me a door. So I decided to repair it.

After removing the door from the trailer I find them easy to fabricate from common aluminum stock, Formica counter top and Styrofoam.

I had my favorite aircraft sheet metal man(now deceased)make me one. Cost $50 including the frame and you can’t tell it from the original. I have since damaged it again but didn’t damage the frame so all I did was caulk the crack in the Formica so water wouldn’t get in.

Phil P
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