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I purchased a policy from American Family Home Insurance Company, out of Cincinnati, OH. It is RV specific and includes replacement cost, collision, LIABILITY, (since we're full timers), a Mexico Rider, personal effects (too low, I need to increase), emergency expense and medical payments. My total premium is $413.00. This is with a $500.00 Deductible). I have USAA insurance on my truck.....American Modern Insurance Group is the parent company.....Hope this helps. BTW I was told by several RV'ers that one should get an RV Specific policy and stay away from the auto policies, I'm sure there are exceptions to this and I know nothing about them, just passing on information....
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