I can't help you with any information about Heartland Bighorns, but I am glad to see that your insurance company is acting so quickly.
Are you choosing to try to collect from your own policy instead of the Mustangs?
I posted about possible medical problems further down the road. I hope that you don't have a need for insuranc coverage, but it is good to keep that portion of your loss open.
Good luck with your insurance loss.
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