We keep a golf cart at our site in Florida. Through my insurer, for $220 a year, I have an umbrella liability policy which doubles the liability coverage on the house, on the vehicles, on my boat, and includes the golf cart; in fact it covers both myself and the wife whatever misadventure we find ourselves in. I pay that $220 every year with a smile.
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Mike and Lorraine
2002 3655 FL, 2005 3650RK
2010 3665RE, 2015 3910FB
F350 crew cab dually 6.7
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