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We spend June (hot and humid), November and December (cold) in the Kansas City area ... the A/C runs constantly in June and we spend lots of time and $$$ winterizing in November. Of course, the dual pane windows wouldn't solve all the weather issues, but they sure would help. (Don't tell me to go where it's warmer/cooler ... KC is where the kids and 2 grandgirls are so that's where I'll be for birthdays and the holidays.) And there have been numerous times when the noise reduction provided by dual pane windows would have been REALLY appreciated.
So, once again, it comes down to personal preference and your budget ... you and your wife just have to decide what you feel you want and what you feel you need and what you feel you can afford.
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