The subbing sounds like a good idea for retired teachers. Probably wouldn't want to do it more than 2 or 3 days a week, though. I am going down tomorrow to Lansing to sit down with the state retirement office and see just where I stand. I want to early retire, but I am concerned about keeping my insurance for Cheryl and I. Is there any other specialized insurance out there for fulltimers that doesn't cost $1,135/mo (Mich state retirement BX/BS premiums for teachers at the moment). Fully retired MI teachers are paying only ~$130 of this. I may not be so lucky and I may need to look elsewhere if I early retire.
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