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Dave (Montana Sky), that's great to hear. We also put our truck and car with Allied to get the best possible rate. They were good about including the two things I did not want to give up by changing insurers.
One was our disappearing deductible. They gave us the three-years' credit on that so our deductible starts out at $200 for this year even though it's $500 deductible.
Second is we originally had the full replacement coverage where if our rig is totaled within the first five model years then they buy us an equivalent rig at today's prices. Since we're past that five model years now, our coverage was that they give us our original purchase price if the rig is totaled.
That's where we were with National Interstate. Allied agreed, in writing, to move us to their policy with both this and the disappearing decutible status intact and they put it in writing. I'm impressed with the company so far. I hope we never have a claim but I'm comfortable they'll be easy to work with if we do.
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