Thread: RV Insurance
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Old 03-18-2008, 01:07 PM   #13
brenkco
Montana Master
 
Join Date: Feb 2008
Location: Lincoln
Posts: 860
M.O.C. #8154
Steve,
Although some policies might vary, the standard homeowners insurance policy extends contents coverage worldwide. There is a limitation for contents at a secondary, owner occupied dwelling. I don't think this limitation would apply however even if it did, you still have 10% of your contents coverage at that location. Even so, I still highly recommend an RV policy for contents rather than using your homeowners insurance.

The other limitation from a homeowners policy is for business property away from the residence premises. This only would apply for someone using their RV in business. SIGNIFICANT restrictions apply to business personal property so be careful if you fall into this category. Most RV insurance applications ask this question so be sure to answer accurately.
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