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We use A La Carte insurance. Go to tis.ca, or do a search for Travel Insurance Specialists. You can buy online. You have to answer a questionaire, if you are on certain medications, they add points which makes it a little more expensive, but they are the most reasonable we have found. Some friends had to make a claim last year, and they were fantastic. All paperwork was at the Urgent Care facility within 5 minutes. The staff there said it was the best company they deal with. They are also very helpful on the phone. Good Luck.
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