When we get our Monty, I believe we will get the 3295. We love all of the Montana's but you have to choose what will work best for you. It seems you have to give up one thing to gain another and so need to decide which features are most important to you. For me, having the desk away from the TV was important as I work on a computer all day at home and plan to work in the RV. Husband likes to watch TV and I need a little work area/my own space where the TV hopefully won't bother me. Husband wanted an RV that he could pull with a F250. After looking at all of the Montana's, we just keep coming back to the 3295. We love all the storage space it offers too.
I love the 3400 too for several reasons but we both love that 3295 and it seems to fit our needs the best.