Go Back   Montana Owners Club - Keystone Montana 5th Wheel Forum > GENERAL DISCUSSIONS > Insurance
Click Here to Login

Reply
 
Thread Tools Display Modes
 
Old 07-11-2014, 09:38 AM   #1
tomNtrisha
Seasoned Camper
 
Join Date: Jan 2014
Location: Apache Junction AZ
Posts: 54
M.O.C. #14022
Extended insurance

Can anybody give me information on a good company to go with for an extended warranty on my 2013 Mountaineer thank's. Tom
tomNtrisha is offline   Reply With Quote
Old 07-11-2014, 09:42 AM   #2
DQDick
Montana Master
 
DQDick's Avatar
 
Join Date: Jun 2011
Location: Wilsey
Posts: 15,394
M.O.C. #11455
Many folks use Good Sam. That way it works at all Camping Worlds and you've got someone to go back on if there are problems and they'll probably still be in business. There is also a thread discussing another option under Maintenance.
__________________
Dick and Joyce, Wilsey, KS & Lakewood, NM
2017 3720 RL
2017 3500 Dodge Maxi Cab
IS and Disk Brakes, 3rd AC, Bathroom door mod, etc.
DQDick is offline   Reply With Quote
Old 07-11-2014, 03:26 PM   #3
richfaa
Montana Master
 
Join Date: Jan 2005
Location: North Ridgeville
Posts: 19,180
M.O.C. #2839
Our Good Sam ESP just paid 1107.00 for two holding tanks replacements.
richfaa is offline   Reply With Quote
Old 08-07-2014, 05:13 AM   #4
GreatWhite
Montana Fan
 
Join Date: Mar 2013
Location: Healdsburg
Posts: 272
M.O.C. #13339
Recently bought a 7 yr policy from Wholesale Warranties. They come with good recommendations. Price was good. Sent out a thorough independent inspector to go over the RV. I haven't had to use it yet.. so, can't comment on how well it actually works.
GreatWhite is offline   Reply With Quote
Old 08-08-2014, 11:49 AM   #5
mazboy
Montana Master
 
Join Date: Aug 2009
Location: Grand Rapids
Posts: 1,025
M.O.C. #9561
I know this will probably start a good discussion about extended warranties, but generally all extended warranties are a waste of money. Do your research and see what the expects say about these warranties.

I.e. good sam's has a 2 year warranty that with a $500 ded. will cost you the $500 along with a $800 premium. Consider that the first year is under a Montana warranty that one year will cost you nearly $1300. For a 5year warranty (acutally 4 years of good sams) it will cost you nearly $2600. And, this is with a 2013 5th wheel.
If you go to a 5 year and a $100 ded. you will be paying over $4000 for the 4 years of extended coverage.

Here is a good article to read before you decide on an extended warranty. http://www.wheelingit.us/2012/09/11/...ed-warranties/
mazboy is offline   Reply With Quote
Old 08-08-2014, 05:43 PM   #6
Phil P
Montana Master
 
Join Date: Mar 2011
Location: Okeechobee
Posts: 2,117
M.O.C. #11206
Hi richfaa

I forgot to ask you at the rally what place or part of the tanks failed.

Phil P
__________________
2009 Montana 3665RE
2009 Duramax 3500 DRW quad cab
personal web page https://www.sallyscoffees.com
If you get a page not available then remove the "s" after HTTP
Phil P is offline   Reply With Quote
Old 08-09-2014, 01:37 AM   #7
Tom S.
Montana Master
 
Join Date: Aug 2007
Location: Waterford
Posts: 3,693
M.O.C. #7500
Quote:
quote:Originally posted by mazboy

I know this will probably start a good discussion about extended warranties, but generally all extended warranties are a waste of money. Do your research and see what the expects say about these warranties.

I.e. good sam's has a 2 year warranty that with a $500 ded. will cost you the $500 along with a $800 premium. Consider that the first year is under a Montana warranty that one year will cost you nearly $1300. For a 5year warranty (acutally 4 years of good sams) it will cost you nearly $2600. And, this is with a 2013 5th wheel.
If you go to a 5 year and a $100 ded. you will be paying over $4000 for the 4 years of extended coverage.

Here is a good article to read before you decide on an extended warranty. http://www.wheelingit.us/2012/09/11/...ed-warranties/
I agree 100%. No insurance company would stay in business if they averaged pay outs more than the premiums. Just like Vegas, the odds are heavily in their favor.
Tom S. is offline   Reply With Quote
Old 08-09-2014, 09:34 AM   #8
richfaa
Montana Master
 
Join Date: Jan 2005
Location: North Ridgeville
Posts: 19,180
M.O.C. #2839
[quote]Originally posted by Phil P

Hi richfaa

I forgot to ask you at the rally what place or part of the tanks failed.

Phil P

The galley tank failed at the very bottom of the tank and not at a seam. The Gray tank failed about half way up and also not at a seam.
richfaa is offline   Reply With Quote
Old 08-09-2014, 09:43 AM   #9
richfaa
Montana Master
 
Join Date: Jan 2005
Location: North Ridgeville
Posts: 19,180
M.O.C. #2839
Quote:
quote:Originally posted by Tom S.

Quote:
quote:Originally posted by mazboy

I know this will probably start a good discussion about extended warranties, but generally all extended warranties are a waste of money. Do your research and see what the expects say about these warranties.

I.e. good sam's has a 2 year warranty that with a $500 ded. will cost you the $500 along with a $800 premium. Consider that the first year is under a Montana warranty that one year will cost you nearly $1300. For a 5year warranty (acutally 4 years of good sams) it will cost you nearly $2600. And, this is with a 2013 5th wheel.
If you go to a 5 year and a $100 ded. you will be paying over $4000 for the 4 years of extended coverage.

Here is a good article to read before you decide on an extended warranty. http://www.wheelingit.us/2012/09/11/...ed-warranties/
I agree 100%. No insurance company would stay in business if they averaged pay outs more than the premiums. Just like Vegas, the odds are heavily in their favor.
We purchased our Good Sam ESP after the one year keystone warranty was expired. We had a warranty on our 06 3400 that we purchsed in the 11th month of the Keystone warranty.

Our 3 year G.S Warranty with 200.00 deductible cost us 925.00 that is 308.00 per year. They just wrote a check to our dealer for the replacement of two Holding tanks for 1107.00. Both the G.snd our previous extended warranty worked for us.

Every business must take in more than they pay out..
richfaa is offline   Reply With Quote
Old 08-15-2014, 08:56 AM   #10
PackerFan
Montana Master
 
PackerFan's Avatar
 
Join Date: Feb 2004
Location: Pahrump, Nevada
Posts: 2,519
M.O.C. #1081
We have the Good Sam/Camping World Extended Plan.

You should look into it since you have a couple of real close new friends and contacts at Camping World and enjoy shopping there so much!! I know they will give you a GREAT deal!
__________________
Scott & Sue
Life long Cheeseheads & Shareholders!
2016 RAM 3500 Laramie, Dually. 2013 Montana 3725RL
PackerFan is offline   Reply With Quote
Old 08-15-2014, 02:34 PM   #11
awaywego
Montana Master
 
Join Date: Nov 2002
Location: Midlothian
Posts: 954
M.O.C. #40
I have GS now but I am checking out Coach Net Extended Warranty. They have competitive pricing with GS but offer a little more for the money and will do a 4 year term.
awaywego is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
Extended pin box mobilcastle Tow Vehicles & Towing 2 02-24-2012 02:51 PM
Extended Service Plan/Insurance horsefire General Discussions about our Montanas 3 05-16-2010 04:10 PM
Extended warranties & Insurance texman Insurance 18 08-14-2009 04:33 PM
Extended Warranty?? jaleepadgett General Discussions about our Montanas 9 05-04-2009 05:38 AM
Extended warranty insurance rak Insurance 34 02-12-2007 02:17 PM

Powered by vBadvanced CMPS v3.2.3
Disclaimer:

This website is not affiliated with or endorsed by Montana RV, Keystone RV Company or any of its affiliates. This is an independent, unofficial site.


All times are GMT -6. The time now is 08:01 AM.


Powered by vBulletin® Version 3.8.9
Copyright ©2000 - 2018, vBulletin Solutions, Inc.