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Old 02-12-2019, 08:15 PM   #1
MxBound
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Extended warranty

We bought a 5 year extended warranty with our 2016 374fl.
Ironicly, since we bought, my wife has quit doing mortgages, and went to work for our rv dealer, as their financial assistant.
She has ext. Warranty class today, and tomorrow.
We have the platinum warranty.
Reading up on it, it covers alot, plus the tow vehicle. Up to and including air fare, and hotels.
We are thinking, money well spent.
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Old 02-12-2019, 08:35 PM   #2
Joe Hollars
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We did too on our new 2019. Hope I never have to use it!
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Old 02-12-2019, 08:51 PM   #3
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MxBound ... what was the name of the company for your coverage.
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Old 02-12-2019, 09:30 PM   #4
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Protective.
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Old 02-13-2019, 08:10 AM   #5
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Since we are high end users we have had extended warranties on both our Montana's since 2006 and have used them several times..BTW they are not extended warranties but service contracts. We now use Cornerstone and have used others with not a single problem with any of them. Read the contract, understand the contract and adhere to the terms of the contract. No we do not expect to get our money back they are not a financial investment.
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Old 02-13-2019, 08:37 AM   #6
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You are correct. Service contracts.
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Old 02-13-2019, 10:46 AM   #7
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It only pays if you if you have more in claims than cost of plan.
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Old 02-13-2019, 12:52 PM   #8
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Why is it expected for a extended warranty to pay off or get your money back.
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Old 02-13-2019, 05:58 PM   #9
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Nobody really wants to use their contract because that means you had problems that necessitated claims. It is only a hedge bet that the cost of the plan will be less than the cost of actual repairs if needed.
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Old 02-13-2019, 08:46 PM   #10
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I guess I'm not understanding some of you about the service contract paying off or getting money back.
We got it for when we are out enjoying life, if problems rear their ugly head, we have some help.
Ours, besides paying for items, or repairs, is also kinda like triple A.
I don't care if I never use it, and paid. It's peace of mind to me.
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Old 02-14-2019, 05:55 AM   #11
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We are currently on our third Montana and have never bought an extended warranty and IF I had it would have been a waste of money. If a person is somewhat handy I don't see the value in one but on the other hand my wife does't work for a dealer that sells them.
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Old 02-14-2019, 06:07 AM   #12
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My wife starting to work there, after we bought our 5er, which, by the way is our 3rd from this dealer, has nothing to do with us having the service contract. She was in training about them, and went into detail, all that it covers.
I am very handy, and can fix, repair, or replace, many things, we'll say, in life.
It's the services provided.
Tire repair or replacement on unit and/or tow vehicle, a/c units, heater, fridge, slide motors, tv's, dvd players, leveling motors/systems, etc.
Also, if stranded while camping, hotels, even airfare, to get you home or ? Need to find out more about that one....
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Old 02-14-2019, 06:26 AM   #13
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to late for you, but, as consumers reports states it is a gamble and you have to decide if it is worth it.
https://www.consumerreports.org/exte...ensive-gamble/

in my experience it is never a thing I'd consider, but, each to their own. A lot of the same coverage is under you trailer insurance and the item 1 to 2 years under the trailer warranty.
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Old 02-14-2019, 08:30 AM   #14
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We bought used, as is. So the extended coverage or I should say the service contract extending anything from the trailer warranty to ask for 5 Years From date of purchase. Also we can cancel it anytime, and get a full refund on a prorated amount.
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Old 02-14-2019, 11:27 AM   #15
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Same as MxBoynd above on our first EW we got a prorated amount back when we sold our RV. Some of the failures may be covered under you RV insurance but a lot is not and that is what I am buying a EW for. We are high end users with over 60K miles on this 13 3402 and we live in it most of the year. We have a inner bearing disintegrate in the left rear wheel on the Montana on I-95 last April causing the wheel to begin to separate from the Montana a trucker waved us in a weigh station before the wheel came off. We made two phone calls one to Keystone customer service to find out where the nearest Montana Dealer was and their advise was do not move it. Second call to our Warranty Company who found us a mobile rv repair service and approved the 750 Repair as everything in the hub was destroyed. We Never broke a sweat and only lost 4 hours of travel time.
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Old 02-14-2019, 06:23 PM   #16
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And THAT, is one reason why we have a 5 year service contract.
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Old 02-15-2019, 08:37 AM   #17
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We are thousands ahead for not buying coverage. Not to mention coverage for previous units. Throw in several new cars and that adds up. Then figure deductibles and items not covered and there is a few more bucks. If peace of mind is the issue, put the cost of a plan into a savings account and draw off that for repairs.
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Old 02-15-2019, 08:43 AM   #18
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Not that I'm rich or anything, but I sure don't penny-pinch and worry about things like that.
Oh, and if it's something we can wait on, and take it to our dealer, the deductible is only 50 bucks.
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Old 02-15-2019, 11:49 AM   #19
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What at ever works for the individual may not work for others. We are way in the hole for Homeowners Insurance over 40 years of premiums same with auto , truck, RV insurance. We use extended warranties on the Tow Vehicle and Montana.It is well worth it for us and part of the cost of Rv'ing.
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Old 02-17-2019, 06:41 AM   #20
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Bouht mine used, 2 years old but still had plastic on the chairs in the dinette. Looked new, acted new. Selling dealer recommended 5 year platinum warranty, bought it (I don't usually but for some reason i did on this as we full time in it). First year no problems. Second year Norcold ref quit, $2700, my cost $100, new cooling unit. 3 months later water heater quit, $900 to replace, my cost $100 and again after 6 more months refer quit again, due to under 1 year replacement warranty, no cost to me but another $2700 to replace. So even being a newer used unit the warranty $2100 cost has more than paid for itself and if I bought another unit I'd probably invest in another extended warranty. and there isn't too much that I can not do myself, just nice to call someone and say fix it.
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