At what age?

[kdeiss]

I am going to be 73 In September this is our last year to travel! Just no longer Fun.
We will continue to enjoy our permanent site in Western Pa

[dieselguy]

My neighbor who is 78 had a good answer as to when to quit RVing ... "when you start scaring yourself and your significant other." He's a retired heavy equipment operator and pulls an SOB. He's shared a couple of close scrapes owing to him the last few times out. I notice a for sale sign on the front of his rig. Throwing out another personal thought of taking SS early. I work at a large company that employs year after year 20,000+ and have seen many retirees walk out the door over 34 years. An alarming percentage are deceased within 2 - 5 years ... I'm talking mid to late 60 year olds here. That's why I'm lined up to take SS early ... I've never seen a cash box on a casket.

[Dusters]

Just my 2 centson the Age subject. I'm sure most folks are aware of a 25% difference between 62 to 66 yrs for SS. At 65 I will have gained about 20% of that difference back. I will have nearly $300 in deductions when Medicare Part B becomes mandatory for me at 65 through SS deductions and the other half is Fed Tax. My bottom line is what I will have left over/clear for all the years to come. At least for now I can consider working without SS restrictions.

[K&Gs3400RL]

Thanks for everyone's reply, lots to think about. especially knowing tomorrow isn't promised. which is why I started thinking about this. My Dad passed away at 68 My Uncle his two year older Brother at 72 and His two year old younger Sister My Aunt at 73. I know thats just one side of the Family, but I take after my Dad quit a bit. So to say Im a little scared is an understatement.

[richfaa]

I turned 80 and am slowing down. We are in good health but we wear out. Helen is a few years younger and drives the rig and can do all the set up and tear down. We will go as long as we can but I feel our Rv adventure is coming to a close soon.

[Phil P]

Hi

January 1943 and still going strong.

Volunteer about 30 hrs a week at an 11,000 acre cattle ranch that is a research facility used by a large number of government agencies.

We are still traveling 10,000 miles plus a year pulling the Montana.

Phil P

[waynemoore]

February 1943 and also going strong.


Work full time about 100 days a year (tax practice) plus 60 hours of continuing education each year to keep my certification. Wife handles the appointments for our 385 clients so we keep busy.


The rest of the time we try to be in the rig traveling seeing the country.


I do think having the business is a great help in keeping us sharp.


Now if I can just remember where I left my dentures.

[pkbridges77]

Originally Posted by richfaa

I turned 80 and am slowing down. We are in good health but we wear out. Helen is a few years younger and drives the rig and can do all the set up and tear down. We will go as long as we can but I feel our Rv adventure is coming to a close soon.

I was hoping you would chime in Rich. It was a real joy for us to celebrate your 80th with you. I will be the first to say you are a very young 80 and you seem more than fit to continue your RV adventure for the foreseeable future (as long as you don't have any more holding tank failures <knock knock> )

Hope you and Helen are well. I wanna be like you when I grow up.

[Bill and Jan]

Hubby is turning 81 in July and we're on our way to Alaska. It's just a number. Why would you wait for full social security? Life is unpredictable.

[BB_TX]

Originally Posted by Bill and Jan

Hubby is turning 81 in July and we're on our way to Alaska. It's just a number. Why would you wait for full social security? Life is unpredictable.

I agree life is unpredictable and there are no guarantees. But you are the perfect example you should wait if you are healthy and financially able to retire early and draw later. Age 79 to 81 is the breakover point depending on how early you start drawing vs waiting to 66 to 70. At that age, if you delayed starting drawing ssa, you begin to benefit from greater total ssa income than if you started drawing early. And you continue to enjoy that greater income the rest of your life. If you live into your 90's that can be a significant sum of money.

[kdeiss]

Originally Posted by BB_TX

I agree life is unpredictable and there are no guarantees. But you are the perfect example you should wait if you are healthy and financially able to retire early and draw later. Age 79 to 81 is the breakover point depending on how early you start drawing vs waiting to 66 to 70. At that age, if you delayed starting drawing ssa, you begin to benefit from greater total ssa income than if you started drawing early. And you continue to enjoy that greater income the rest of your life. If you live into your 90's that can be a significant sum of money.

I totally agree I have a coworker that took his SS at 62 my benefit is $500 more per month because I waited till 65 and 4 Months. Then their is no medicare he worked part time jobs to get limited Health Benefits. Not to mention the thousands of dollars I earned over the 3 year period.
Just my 2 cents!

[WaltBennett]

Agree with 'it's just a number' - I'm 73 and we're about to take off on our third cross country 9+ week jaunt, this time to Glacier and the Pacific Northwest. Next winter will be a shorter one distancewise down to the deep Southeast. Also agree about the anaconda - that's the worse part of it all.

[CaptnJohn]

OK, my nickel's worth. I retired at 55 and I'm now 69. We will pick up our new Monty in 8 days. I broke my back in '68 on vacation Uncle Sam sent me on so that cord is noticed. I bought a cord reel for my Cougar 5er and makes the job of getting it in/out easier. Most often I do it myself but if wet or dirty my wife turns the reel while I wipe it down. I'll quit when one of us cannot do it any longer. I worked for the federal govt so waited on age 66 for full SS. Since it was only $136 there was no rush.

[donc1212]

I'm 67 as I type this. I've started collecting SSI at 66 AND still work (no loss of benefits). Wife and I will be selling our house in a couple of months and moving into the full time thing. At that point I will put ALL my 'work' money into the companies 401k account and just just live off of our SSI. One advantage is, except for our RV loan, we are debt free so if we're staying somewhere in an 'extended stay' category we can do that. When we travel is when the costs go up.

[LDMoore06]

Going to try to make it to 100.

[CaptnJohn]

Originally Posted by LDMoore06

Going to try to make it to 100.

I keep saying I want to go at age 90 at the hands of a jealous 20 year old husband....

[milsutter]

I am 74, wife is 67, have been full time for 2 years. Have plans for the next 3-5 years. But it is all up to the good Lord, as to whether or not we stay healthy.

[richfaa]

Originally Posted by CaptnJohn

OK, my nickel's worth. I retired at 55 and I'm now 69. We will pick up our new Monty in 8 days. I broke my back in '68 on vacation Uncle Sam sent me on so that cord is noticed. I bought a cord reel for my Cougar 5er and makes the job of getting it in/out easier. Most often I do it myself but if wet or dirty my wife turns the reel while I wipe it down. I'll quit when one of us cannot do it any longer. I worked for the federal govt so waited on age 66 for full SS. Since it was only $136 there was no rush.

We also worked for the Federal Government we do draw SS as we also worked outside the Governmnet .I filled out my 40 credits working at Disneyworld at low pay.My total is 255.00 of which I get 138.00.That a tank of diesel or so but glad to get it.

[CaptnJohn]

Originally Posted by richfaa

We also worked for the Federal Government we do draw SS as we also worked outside the Governmnet .I filled out my 40 credits working at Disneyworld at low pay.My total is 255.00 of which I get 138.00.That a tank of diesel or so but glad to get it.

I bought my military time for CSRS. I had 42 quarters and at age 66 my as was $136, now a whopping $151. No Medicare as I kept it from work for my wife and I use the VA 100% although they mostly send me to private specialists. Thankfully my small military disability qualifies me for that.

[milsutter]

I am 75 next month, been full timing for over 2 years. 3-5 more years is our master plan, Lord willing. We are part of the SOWER organization, doing 8-10 service projects all over the U.S. Currently working at a church camp in Giddings, TX.
We love doing what we are doing.