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01-12-2017, 10:58 AM
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#1
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Montana Master
Join Date: Feb 2004
Location: Pahrump
Posts: 2,523
M.O.C. #1081
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Need Info on Medicare Supplement!!
Finally getting to that point where I need to ask this question ....
1) What does everyone use for their Medicare Supplement?
2) Do we/should we use "Part B" or something else?
Reality is finally catching up with us!!
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01-12-2017, 12:55 PM
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#2
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Montana Master
Join Date: Aug 2010
Location: Washington Coast
Posts: 2,688
M.O.C. #10696
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We use Medicare/Humana for our Part B Supplement with Drug Coverage and it is a PPO so We can go to any doctor or hospital we choose around the Country and it has worked great for us and my wife had to go to the Hospital a while ago and the bill was 17K to Humana/Medicare but our bill came to only 169 bucks In Wash state it costs us 200 bucks each a month out of our SS check but well worth it,Do not know about Tennessee but that's what it costs Up here
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01-12-2017, 01:59 PM
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#3
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Montana Master
Join Date: Jan 2005
Location: North Ridgeville
Posts: 20,229
M.O.C. #2839
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We use our Employer provided BC/BS PPO. Medicare is primary and BC/BS picks up the rest and the prescriptions. We of course had a employer provided plan that we could carry over into retirement. In 2016 BC/BS since the wife was not yet on Medicare picked up all 3300.00 0n a 65 K plus bills. If she had been on Medicare it would have been zero. My medical bills since I am on Medicare have always been zero.
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01-12-2017, 03:15 PM
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#4
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Site Team
Join Date: Jun 2011
Location: Wilsey
Posts: 18,799
M.O.C. #11455
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We use the plan AARP sponsors.
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Dick, Joyce, Diego, Picatso and Gustav
2017 3720 RL, and 2013 HC 343RL
Pullrite Hitch, IS, Disk Brakes, 3rd AC, Winegard Traveler, Bathroom door mod, Dometic 320, couch for desk swap, replaced chairs, sun screens, added awnings, etc.
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01-12-2017, 03:17 PM
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#5
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Montana Master
Join Date: Feb 2012
Location: Lake Gaston
Posts: 8,773
M.O.C. #12156
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Tricare For Life
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Mike and Lorraine
2002 3655 FL, 2005 3650RK
2010 3665RE, 2015 3910FB
F350 crew cab dually 6.7
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01-12-2017, 03:44 PM
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#6
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Montana Master
Join Date: Oct 2006
Location: McKinney
Posts: 7,191
M.O.C. #6433
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We have Medicare A & B and BC/BS plan F. Not the cheapest plan, but we also almost never have to pay anything out of pocket no matter what the procedures cost. Routine doctor visits, specialists visits, diagnostic tests, lab work, even a trip to ER and overnight stay in ICU = $0.00 out of pocket.
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Bill & Patricia
Riley, our Golden
2007 3075RL (recently sold, currently without)
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01-12-2017, 03:52 PM
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#7
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Montana Master
Join Date: Jun 2010
Location: Colorado Springs
Posts: 3,335
M.O.C. #10496
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Quote:
quote:Originally posted by 1retired06
Tricare For Life
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Same here. A earned benefit.
__________________
2010 3150RL
LevelUp, Dual 6 volt batteries, Progressive Industries EMS HW50C, Honda EU2000i Generator, Bridgestone Duravis R250 tires, Torklift Glowstep Revolution Stairs, LED Tail lights
2015 RAM 3500 Laramie SRW LB CC Cummins 6.7L Aisin Trans B&W RVK3600
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01-13-2017, 01:34 AM
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#8
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Montana Master
Join Date: May 2011
Location: Hixson
Posts: 3,436
M.O.C. #11397
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Quote:
quote:Originally posted by CORattler
Quote:
quote:Originally posted by 1retired06
Tricare For Life
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Same here. A earned benefit.
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Same here.
__________________
2018.5 Montana 3791RD
Full Timers 9/1/2010 through 1/16/2020.
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01-13-2017, 01:45 AM
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#9
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Montana Master
Join Date: Feb 2003
Location: Englewood
Posts: 3,095
M.O.C. #164
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Keep in mind their two major choices Medicare + a supplement or A Medicare Advantage Plan with choice of HMO PPO All major insurance company's sell both Advantage Plans and Suppliments.My best advice I csn give you is contact a insurance rep in your area in many cases they represent a lot of Insurance Companys in our case our Rep all major Companys other then BC BS.
They will come to your house homeand discuss your needs and compare plans
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01-13-2017, 02:29 AM
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#10
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Montana Master
Join Date: Feb 2003
Location: Englewood
Posts: 3,095
M.O.C. #164
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In addition during Medicare's annual enrollment period in the fall. Insurance Companys sponsor seminars in your erea a good way to ask questions and educate yourself.
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01-13-2017, 07:34 AM
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#11
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Montana Master
Join Date: May 2005
Location: Fall Creek
Posts: 1,332
M.O.C. #3699
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Tricare for Life
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Bob and Nancy Kassl Fall Creek, Wisconsin
2015 Montana 3440RL Legacy Edition, G614's, Pressure Pro TPMS, Dish Tailgaters
2016 GMC Sierra Denali 3500 CC SRW, Iridium Metallic, Duramax Allison Transmission
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01-13-2017, 09:30 AM
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#12
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Montana Master
Join Date: Feb 2004
Location: Pahrump
Posts: 2,523
M.O.C. #1081
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Thanks everyone. Is that Tricare for Life a national plan and good everywhere?
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01-13-2017, 11:25 AM
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#13
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Montana Fan
Join Date: Sep 2015
Location: Eureka Springs
Posts: 432
M.O.C. #17829
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It's for military retirees and utilized nationally.
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01-13-2017, 11:27 AM
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#14
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Montana Fan
Join Date: Apr 2016
Location: Medford
Posts: 498
M.O.C. #18546
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PackerFan: Tricare is for veterans only. One thing to remember about the Medicare supplement plans (we use Plan F), the features of each plan are the same, no matter which company you choose; the only difference is cost. We do ours through State Farm, even though it is slightly more expensive, because we do all out insurance through our local agent.
__________________
2016 Montana High Country 310RE
2020 Chevrolet Silverado 3500 HD LT CC 4x4 Duramax
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01-13-2017, 11:37 AM
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#15
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Montana Fan
Join Date: Apr 2016
Location: Medford
Posts: 498
M.O.C. #18546
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Here is a good website with basic info:
https://www.humana.com/medicare/prod...ement-plan-a-b
It IS complicated, talking to an expert is a good idea.
__________________
2016 Montana High Country 310RE
2020 Chevrolet Silverado 3500 HD LT CC 4x4 Duramax
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01-13-2017, 01:39 PM
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#16
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Montana Master
Join Date: Mar 2009
Location: Fayetteville
Posts: 657
M.O.C. #9178
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NC state retirement plan through United Health Care Medicare solutions followed by TFL. State plan also has RX coverage.
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01-16-2017, 06:29 AM
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#17
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Montana Fan
Join Date: Apr 2013
Location: Lehigh Acres
Posts: 492
M.O.C. #13354
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Quote:
quote:Originally posted by CORattler
Quote:
quote:Originally posted by 1retired06
Tricare For Life
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Same here. A earned benefit.
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Same Here!
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