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10-27-2006, 06:15 AM
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#21
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Montana Master
Join Date: Jan 2005
Location: North Ridgeville
Posts: 20,229
M.O.C. #2839
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Orv.. I buy all my tools and "running stock" Snowblowers, etc, from sears (craftsman) and I agree 100 % on the need for the E.W. We have one for our home heating and cooling systems and just last week they paid a 796.00 dollar bill for furnace repair.. That is all of our premiums back with some to spare. We are going to buy one in fact we are awaiting a contract via the mail from a E.W company. We have pretty much made up our mind that it will be Warranty Services Company. It is a sad commentary on our confidence level in the products we buy. Just trying to hammer home the point that you really need to do your homework before you purchase one..There are some acceptable ones out there and there are a lot really bad ones.
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10-27-2006, 01:26 PM
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#22
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Established Member
Join Date: Sep 2005
Location: Livingston
Posts: 41
M.O.C. #4597
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I have been talking to the rep trying to sell me the Warranty Experts policy trying to find out who uses it - they have a BBB rating that is good. Anyway he said the policy is issued by RV Shield. Wondered if anyone knew that name.
Thanks
Betty
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10-27-2006, 03:57 PM
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#23
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Montana Master
Join Date: Jan 2005
Location: North Ridgeville
Posts: 20,229
M.O.C. #2839
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One thing that stands out with Warranty Experts..They call it "Exclusionary Coverage"...they list what is not covered..if it is not on that short list...then it is covered. Google Rv Shield and track it down.. Rv shield is the company/corporation that actually pays the bill.
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10-28-2006, 12:01 PM
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#24
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Montana Master
Join Date: Nov 2004
Location: Mayville
Posts: 629
M.O.C. #2486
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I find it strange that a warranty company would tell you that you only have 90 days to purchase or the price will go up. If something breaks in your trailer the warranty company will not cover it until the factory warranty expires,and that is not 90 days. I know these companies try to tie up your money for a year before they will honor anything. I took the money they wanted to charge me and put it into a one year CD. Now I take one out every six months. I have never had trouble with my 2004 Mountaineer. I am now ahead of the extended warranty scam. These companies have lots of why nots and we dont cover in their policies.
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10-28-2006, 01:41 PM
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#25
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Montana Fan
Join Date: Jan 2004
Location: Kelowna
Posts: 128
M.O.C. #865
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We have "The Choice Protection Plans". We purchased a five year plan from our dealer, Blue Crick RV in Spokane WA. for $860.00 on Nov. 2004. Havn't had to use it but it sure feels good to know that it is there when you need it. Anybody had any experience with this company?
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10-28-2006, 03:15 PM
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#26
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Montana Master
Join Date: Jan 2005
Location: North Ridgeville
Posts: 20,229
M.O.C. #2839
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Montana Sky has that plan through Blue Crick Rv.. I did talk to the folks there and they sent me a contract. I evaluate it as one of the best. I did track down the "Money folks" behind the plan and they are a very reputable bank and investment group here in Ohio. None of the EW plans will pay everything all the time under any circumstances .They all set down a very specfic set of conditions that you have to meet to satisfy a claim.There are "good E.W's out there .Do the homework before you choose a plan and you will most likely be satisfied.
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11-01-2006, 07:13 AM
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#27
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Montana Master
Join Date: Jan 2005
Location: North Ridgeville
Posts: 20,229
M.O.C. #2839
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Well after changing our minds several times we went with "Warranty Experts" for our extended warranty. It took a lot of research and a sort of Ok by a attorney friend.The best way to do it is not to get the EW at all but put 8 or 10K away in a CD or other investment for 7 years as the probability that you will use the EW is slim. Unfortunately we do not have 8 or 10 K laying about that we may not neeed for 7 years or so hence the EW. The cost was about 145.00 per year for the 7 year term.
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11-01-2006, 08:08 AM
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#28
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Montana Master
Join Date: Nov 2005
Location: Paola
Posts: 5,739
M.O.C. #4961
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Rich, I know you have spent a lot of time on this so what made you pick Warranty Experts over the others?
__________________
Dennis & Linda Ward
Paola, Kansas
Montana 3735MK Legacy Edition
1200 watts of Solar
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11-01-2006, 09:35 AM
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#29
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Montana Master
Join Date: Jan 2005
Location: North Ridgeville
Posts: 20,229
M.O.C. #2839
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It is a "exclusionary" Warranty that is they clearly state what they do not cover., If it is not on the excluded list..it is covered. They pay with a corporate credit card. They are backed by "RV Shield" (the actual money folks) They have a very good BBB rating. They will send you a copy of the Warranty to review without any commitment to purchase.(some will not do that) There are others in the Warranty Experts catagory.."The Choice" for Example is a good E.W. You need to go over the contract with a fine tooth Comb and ask question so that you understand exactly what you are buying...most folks do not take the time to do that then are disappointed when the warranty does not pay when it was clearly stated what they pay and under what conditions. If you have a good attorney it is good to let then read over it. They will no doubt tell you you will be better off laying some $ aside for repairs if needed..We did what we could reasonably afford and made the decesion based on the best information we could gather..Oh..everything I just said applies to me and me only..
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11-01-2006, 10:45 AM
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#30
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Montana Master
Join Date: Nov 2005
Location: Paola
Posts: 5,739
M.O.C. #4961
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Thanks Rich, I am going to contact them. I think that is a very good price. One major claim in that 7 years and you would more than get your money back.
__________________
Dennis & Linda Ward
Paola, Kansas
Montana 3735MK Legacy Edition
1200 watts of Solar
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11-01-2006, 02:05 PM
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#31
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Montana Master
Join Date: Jan 2004
Location: Down the Road
Posts: 5,627
M.O.C. #889
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Rich,
Sounds like you have a great extended warranty. Congrats!
I have been very happy with "the choice" extended warranty I have on my coach. For the most part they have been very good to work with, paid the dealership same day of service, and cover everything they say they would including that darn Quest dvd unit. Cost for mine was around $1150 for 7 years, hitch to bumper. The other thing I like about The Choice, is they prorate the warranty out, if you sell the coach before the warranty runs out, you have two choices. 1. add the cost onto the sale price of your coach and transfer the remaining to new owners, or 2. cancel the warranty and they will send the prorated refund check to your home.
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11-01-2006, 02:49 PM
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#32
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Montana Master
Join Date: Jan 2005
Location: North Ridgeville
Posts: 20,229
M.O.C. #2839
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Yes, Dave.. Warranty experts does the same thing and if you do not use the Warranty during the term they return all your money. The price for the 7 year policy was about the same. I got a few bucks off , welll...because that's what I do//// They will cover the DVD, AM/FM , etc up to 300.00. I rate " The Choice " as a excellent E.W and Warranty Experts right up there with them. I had both contracts to read and compare and they were for all practical purposes identical..The E.w'are a gamble at best....
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11-01-2006, 02:52 PM
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#33
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Montana Master
Join Date: Jan 2005
Location: North Ridgeville
Posts: 20,229
M.O.C. #2839
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Quote:
quote:Originally posted by Mudchief
Thanks Rich, I am going to contact them. I think that is a very good price. One major claim in that 7 years and you would more than get your money back.
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MudChief...Call 1-877-673-1880 abd ask for ext 103 Jason Flowers. Let him know that you are a member of MOC a large Rv forum and read about Warranty Experts on the forum...might get you a small discount???
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11-04-2006, 06:13 AM
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#34
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Established Member
Join Date: Sep 2005
Location: Livingston
Posts: 41
M.O.C. #4597
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After being the first one to mention Warranty Experts, I think, I am leaning towards RV Protection rather then the RV Shield. I really like their tire warranty better.
Did you look at that one Rich?
Betty
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11-04-2006, 06:54 AM
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#35
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Montana Master
Join Date: Jan 2005
Location: North Ridgeville
Posts: 20,229
M.O.C. #2839
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Yes we did..We did not consider tire warranties..Several offer them " Star" for example. We figured we would warranty against the very high dollar failures. The Rv insurance covers any damage done to the camper as a result of tire failure and I figure we could stand the cost of new tires... Just my opinion...
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11-04-2006, 07:29 AM
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#36
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Montana Master
Join Date: Aug 2005
Location:
Posts: 540
M.O.C. #4483
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One thing I learned on these refundable warranties is (of course!) read the small print. I had one on my last GMC. it was good to 100,000 miles or (whatever) years. I traded the truck in at 99,000 plus miles and tried to get my money back. They would not pay because I was not in possession of the truck.
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11-04-2006, 12:19 PM
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#37
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Montana Master
Join Date: Jan 2005
Location: North Ridgeville
Posts: 20,229
M.O.C. #2839
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Humm.You made me read the contract again//Although they say on the web site that they will refund 100% of the cost of the contract if no claims are filed I have yet to find that statement in the contract they sent me to review.We will have a word with them Monday morning..
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11-04-2006, 12:24 PM
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#38
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Montana Master
Join Date: Sep 2005
Location: Castle Rock
Posts: 1,338
M.O.C. #4624
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Rich,
In Sweetfire's example wouldn't you transfer your warranty when you sold the trailer? I'm sure yours is transferrable as is mine and it should add some amount of "value" to the person purchasing your trailer, correct? Anyway, that's just some rambling thoughts from a person recovering from surgery in CO.
mac
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11-04-2006, 01:06 PM
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#39
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Montana Master
Join Date: Jan 2004
Location: Down the Road
Posts: 5,627
M.O.C. #889
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mac,
I am with you on this one, when the time comes for a new coach, I will include the value of my current extended warranty into the sale price.
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11-05-2006, 02:11 AM
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#40
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Montana Master
Join Date: Jan 2005
Location: North Ridgeville
Posts: 20,229
M.O.C. #2839
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Many of the E.W's proclaim "Refundable Warranties"..That is if you do not file a claim over the term of the contract you receive your money back.What Sweetfire says is...read the small print ..as he had to be "in possession" of the unit to collect..Thus far , in my case, I have not yet found the small print????? They are of course transferable but Sweetfire did not transfer. Like he says..read the small print..
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