The site that Will posted has a good description of getting a virus from reading email. You have to be knowledgeable of scripting to insert a virus, and then you have to send in HTML format. All my emails are plain text, just for that reason. I know, I know, many people like to have the different colors, and fancy fonts, etc., that just cannot be done with plain text without a lot of trouble. But plain text is truly safer.
If you receive an email with links, just don't click on them unless you know the sender, and trust the sender. A study was done some years back regarding how many people will click on a link knowing a virus is there. The results were staggering. Curiosity, like "I'm protected, I have security software in place." CLICK!
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