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11-04-2005, 12:14 PM
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#1
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Established Member
Join Date: Oct 2005
Location: Wilsonville
Posts: 20
M.O.C. #4699
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Insurance Coverage
I just recieved my insurance quote from my American Family agent this afternoon. I have not seen the coverage yet but was told that the quote wes $1,105.40 and the policy was issued a $661.60. I have 2 homes, 3 cars, 1 pickup and 3 motorcycles plus now the Montana 3400RL all coverd by American Family. My question is the cost of this insurance in the range that others pay?
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11-04-2005, 12:19 PM
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#2
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Montana Fan
Join Date: Feb 2003
Location: Bend
Posts: 254
M.O.C. #162
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That seems like a good price to me. If it covers all that. We pay $900 just for our coach. But it covers it in Mexico and is for "replacement cost".
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11-04-2005, 12:43 PM
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#3
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Established Member
Join Date: Oct 2005
Location: Wilsonville
Posts: 20
M.O.C. #4699
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The quoted coverage amount of $661.60 covers just the Montana. Sorry I was not specific.
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11-04-2005, 12:44 PM
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#4
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Montana Master
Join Date: Jan 2005
Location: North Ridgeville
Posts: 20,229
M.O.C. #2839
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Are you saying that price is for 2 homes, 3 cars, 1 truck, 3 MC's and the 3400??? that is really, really low. Is that quote for a quarter????? If you are getting all that coverage for 661.00 a year or even a half..or even a quarter..I need that agents name????
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11-04-2005, 12:47 PM
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#5
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Montana Master
Join Date: Jan 2005
Location: North Ridgeville
Posts: 20,229
M.O.C. #2839
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OOps I missed your correction while I was posting..Had me going there for awhile..I was about to choke my agent...
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11-04-2005, 12:55 PM
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#6
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Montana Master
Join Date: Jan 2005
Location: North Ridgeville
Posts: 20,229
M.O.C. #2839
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My TT was covered for 20K..Checked on the coverage for the 3670 when we get it and the coverage will be for 40K and will be 480.00 per year..Our Camper coverage is part of our Homeowners Insurance.
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11-04-2005, 01:26 PM
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#7
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Montana Master
Join Date: Sep 2003
Location: Forestville
Posts: 6,025
M.O.C. #496
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Ours for the Montana is in the $400+ range also. Keep shopping.
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11-05-2005, 12:20 AM
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#8
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Montana Master
Join Date: Aug 2003
Location: Woodward
Posts: 2,795
M.O.C. #450
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We have GMAC fulltimers package for RV and Truck and it is 839.00 every 6 months.
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11-05-2005, 12:53 AM
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#9
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Montana Fan
Join Date: Jun 2004
Location: Onalaska
Posts: 276
M.O.C. #1666
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Ours is $1555. year for owner occupied duplex (we rent out one side},
truck, buick, boat & mtr., and trailer for full value, includes towing & emergency road service. And deductable is $500.
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11-05-2005, 01:12 AM
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#10
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Montana Fan
Join Date: Feb 2003
Location: Bend
Posts: 254
M.O.C. #162
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Now that changes every thing. In Willsonville you are probably included in the Portland metropolitan area and your rates will be higher than if you were in Bend or some smaller area. Your are next to CW you might get a quote from them.
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11-05-2005, 02:31 AM
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#11
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Montana Master
Join Date: Aug 2004
Location: Cedar Rapids
Posts: 4,876
M.O.C. #1944
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Our rates for Texas, fulltiming are $725/721 for truck/Montana for 12 months. These policies have the disappearing deductible where if we have no claims in a year the deductible decreases by 25%. These were the best rates we could get through Explorer RV. I'm sure the rates for the truck would be higher if we had a newer truck.
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