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Old 01-13-2014, 07:00 AM   #1
PktChg
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General insurance ???

I realize there is an Insurance topic area, it just seem to get many "visitors" and I wanted to get a more rounded response. I realize this question has been asked in general terms before, I have a bit more of a detailed question: Is there a company that will insure my 5th-wheel as my residence and not like my truck??? Everyone gathers info based on a drivable vehicle and obviously a 5th-wheel is not drivable. Before anyone asks or comments, my vehicle carrier farms out their RV insurance and it is very expensive. Thanks.
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Old 01-13-2014, 09:02 AM   #2
DonandJudy_12
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We have been with Good Sam for 20 plus years- They have experience as underwriters for those of us who fulltime without a stick and bricks domicile- Our experience with the coverage they offer has been very pleasant- JMHO- Don
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Old 01-13-2014, 09:35 AM   #3
waynemoore
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Good Sam for us. Now the chipes but find the coverage is the best.
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Old 01-13-2014, 09:37 AM   #4
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Sorry. Not the cheapest.
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Old 01-13-2014, 09:56 AM   #5
DQDick
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We use Blue Sky. We get full timers coverage and replacement cost. There are a few companies out there that understand the full time lifestyle and you need to make sure what you have is one of those. Built in blanket liability is usual a key since most folks get that from their S&B.
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Old 01-13-2014, 01:30 PM   #6
mhs4771
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We have Progressive, with Flo, full coverage with replacement cost. Have gotten quotes several times through GoodSam which have been several time higher than Progressive. Now in their defense, I think someone isn't doing their research on our SOB and are quoting it as a MH.
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Old 01-13-2014, 04:59 PM   #7
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Quote:
quote:Originally posted by DQDick

We use Blue Sky. We get full timers coverage and replacement cost. There are a few companies out there that understand the full time lifestyle and you need to make sure what you have is one of those. Built in blanket liability is usual a key since most folks get that from their S&B.
Just curious, do they cover something like temporary lodging if you damage the vehicle and need a repair, or maybe if you have a complete loss???
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Old 01-14-2014, 12:34 AM   #8
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Yes, we use Progressive for the rig. USAA for the truck.
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Old 01-14-2014, 01:28 AM   #9
K0LCB
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We use USAA for our truck, a few years ago USAA switched us to progressive for RV coverage. I can't complain
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Old 01-14-2014, 02:27 AM   #10
JandC
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We have only been full time since March and have not had any claims, so once I have a claim I could change my opinion. We got advise on the forum about different companies and different ways to go. Ended up with Progressive for 2 main reasons. Number One: they were a lot cheaper for better coverage. Number Two: It was extremely easy to deal with them once by phone and set everything else up on-line. Zero snail mail! As an added bonus we had them quote insurance on my F-350 and the DW's new Explorer. They provided us better coverage for about 40% less! We had been with our previous auto insurance company over 20 years with no claims.
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Old 01-14-2014, 07:14 AM   #11
Tom S.
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Quote:
quote:Originally posted by DQDick

We use Blue Sky. We get full timers coverage and replacement cost. There are a few companies out there that understand the full time lifestyle and you need to make sure what you have is one of those. Built in blanket liability is usual a key since most folks get that from their S&B.
I'm not a full timer, but we're with Blue Sky too. They where half the cost of Good Sam / GMAC / MIC.
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Old 01-14-2014, 05:25 PM   #12
randye
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I had Progressive for five years one accident and they paid off pronto, but would not cover us said we didn't tell them we were full timer and that in a deal breaker they wouln't cover us. I got Good Sam's now.
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Old 01-15-2014, 12:13 PM   #13
PktChg
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Blue Sky will not cover us since they consider of "stationary" in the State of Texas.....bummer.
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Old 01-16-2014, 08:29 AM   #14
steelpony5555
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After USAA jacked up my vehicle insurance I changed back to Geico for everything from S&B to RV to the vehicles.....better insurance and cheaper....Think I will just stay with them now...
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