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We have lived in TX over 30 years, but went fulltime to the coast in 2007. DW had tried to keep insurance after she retired early in 2003 through an agency, but it wouldn't cover anything, and went up every month. So, we stayed put down here, and she went back to work and got insurance. I'm on SSDI, and had medicare, but elected to go with Humana. I either get my meds from Wally World on their generic list, or get them from Mexico. I have been very pleased with the Humana. I had surgery last July that totaled $54,000, and I had to pay around $600 of that. Insurance for the spouse is definitely a challenge if they don't work and have a group plan.
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