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12-04-2007, 01:53 PM
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#1
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Montana Master
Join Date: Jul 2006
Location: Olahoma City
Posts: 1,219
M.O.C. #6054
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Insurance Doubled
Has anyone ever had their insurance double when they traded their unit for a new one? Yearly my insurance just went from $260 something to just under $500 per year on the new unit. I didn't think 2 years would make that big of a difference.
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12-04-2007, 02:07 PM
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#2
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Montana Master
Join Date: Jun 2004
Location: Benson
Posts: 3,121
M.O.C. #1658
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I have given up trying to figure out what the insurance companies are doing, there seems to be no rhyme or reason to their raises
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12-04-2007, 02:30 PM
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#3
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Montana Master
Join Date: Aug 2006
Location: Lone Tree
Posts: 5,615
M.O.C. #6109
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I don't think the 2 years makes any difference - I believe you have increased in vehicle value quite a bit.
The actual year doesn't seem to make much difference with the insurance (your rates never go down much as the vehicle gets older). They are insuring your actions, the actions of others, then about a third of it is cost for repairs or replacement. That was probably the biggest cause for increase.
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12-04-2007, 02:38 PM
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#4
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Montana Master
Join Date: Mar 2007
Location: Bonita Springs
Posts: 1,943
M.O.C. #6977
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You probly doubleyed the value of the unit you are insuring . but if value is at 50000.00 its about 500.00 per year if you are a fl resdident as because of the hurricanes even though its not here in the summer ,, its the plate and registion john
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