It is not just the engine but also the 'generator' portion as well that makes noise in these things. The old army 5KW generators had a very high whistle that we used as a beacon at night to find our headquarters (when we had power running that is.. and that wasn't often just because of the noise
).
As for the question on what is dirty power -- spikes (very bright lights, very dim lights was a good example) but it also includes things like pulses going thru the line as the phase shifts, and a lot of other noise injected by the generator mechanism itself. The digital circuitry in our units is getting more and more advanced, and just like other digital circuitry, is not very forgiving of over and under voltage. A refer circuit board, heater circuit board, or (heaven forbid) your LCD TV fries because of the generator is not covered by the warranty if they think it was an over voltage spike (just bought a new TV -- that is how I know!!!). If you go for the Champion, be sure to put a good high quality surge protector in line to protect your system!!!