Go Back   Montana Owners Club - Keystone Montana 5th Wheel Forum > GENERAL DISCUSSIONS > Insurance
Click Here to Login

Reply
 
Thread Tools Display Modes
 
Old 07-30-2016, 10:22 AM   #1
Jsrore
Established Member
 
Join Date: Oct 2015
Location: mcminnville
Posts: 19
M.O.C. #17968
warranty extended service contracts..yes or no??

We just received a letter from Curtis trailer here in Oregon .
the one year anniversary is soon approaching on our 2016 3790RD

they are asking if we want to get the EASYCARE extended service contract.

all thoughts are appreciated...

Thanks
Jeff
Jsrore is offline   Reply With Quote
Old 07-30-2016, 10:38 AM   #2
mlh
Montana Master
 
Join Date: Oct 2004
Location: Salem
Posts: 4,089
M.O.C. #2283
There will be those who say they wouldn't won't live without an ESP and those who say they are a waste of money. It's really up to you. Are you the kind of person who can take a little risk to save some money. If something breaks can you fix it. Do you put your money in the bank knowing very well you are going to lose value or do you put your money in the stock market. I put my money in the market and I'm ahead enough I could retire. I don't buy ESPs. I love risk.
Lynwood
mlh is offline   Reply With Quote
Old 07-30-2016, 10:43 AM   #3
carl n susan
Site Team
 
carl n susan's Avatar
 
Join Date: Oct 2005
Location: Carmichael - CA
Posts: 3,261
M.O.C. #4831
There are lots of extended warranty companies out there. Some are better than others. Howard and Linda did an article on extended warranties on the RV.Dreams website. There also has been a bunch of discussions here on the MOC. One question to ask is what company your dealer likes to deal with. Unless you are a full-time, you probably will be dealing with Curtis - a good dealer.

Just like their truck, most folks like their warranty companies (unless they got one of the bad ones). Personally, I bought the Easycare plan with my trailer. It cost around $1,800 and my dealer has billed them over $12,000 so far. I also used a mobile repair guy in Phoenix and they covered that too. Just be sure someone calls *BEFORE* they start work to get approval!! You do have to understand that I have had more than a couple of problems. The only thing they ever denied was replacement of a slide seal that turned to mush even though the adjoining ones were fine. Wear and tear items are not covered by anyone that I know of.
__________________
Carl (n Susan) Youngren
There is more to life than fuel mileage.
2012 Montana 3700RL Big Sky Package towed by a 2015 Ford F350 6.7L PSD 4WD CC LWB

carl n susan is offline   Reply With Quote
Old 07-30-2016, 01:14 PM   #4
bigskyjimmy
Montana Master
 
Join Date: Aug 2010
Location: Washington Coast
Posts: 2,688
M.O.C. #10696
Put me in the Yes group as i would never be without it,mine is from Cornerstone,I guess you just have to ask yourself "Do Ya Feel Lucky???" My Fridge alone is $3500.00 if it goes out and the Warranty only added a few bucks to my RV Payment a Month,on my last 2012 Monty I never used it and got a Pro-Rated refund Check for $1800.00 when I traded in for my 2015 So no brainer for me
__________________
[
bigskyjimmy is offline   Reply With Quote
Old 07-30-2016, 01:16 PM   #5
tomd
Montana Fan
 
tomd's Avatar
 
Join Date: Dec 2005
Location: Campbellsville
Posts: 123
M.O.C. #5075
Check all of Your appliance warranties. Most have a two year term and the extended warranty won't help pay until the two years have expired. I had Good Sams ESP and they wouldn't help with my out of pocket cost.
Dometic furnished a new cooling unit and five hours repair on our 1350 Fridge, but their Tech charged 600.00 bucks extra for two service trips and extra hours. On the plus side the Tech did an excellent repair.
tomd is offline   Reply With Quote
Old 07-30-2016, 03:52 PM   #6
Rondo
Site Team
 
Join Date: Aug 2007
Location: Omaha
Posts: 5,484
M.O.C. #7560
Even on our old unit I had the ESP plan. I got it from Good Sams and on the new unit a 2013 we purchased at the dealer we got the extended warranty for an extra 7 years. We've had numerous repairs done and have only paid for one and that was MY fault because I turned to sharp in a gas station and caught a steel pipe filled with concrete! That was my error and I paid for it. The insurance covered most of it but I still had the deductible to pay. We won't live without ESP even though I do some of the repairs and etc myself but IF anything big go out it is covered by the ESP plan.
Rondo is offline   Reply With Quote
Old 07-30-2016, 05:51 PM   #7
richfaa
Montana Master
 
Join Date: Jan 2005
Location: North Ridgeville
Posts: 19,134
M.O.C. #2839
We have had ESP on both our Montana's RV Shield,Good Sam ESP and now Cornerstone.. Just the cost of replaced failed holding tanks more than paid for the premiums.
richfaa is offline   Reply With Quote
Old 07-31-2016, 05:50 AM   #8
BB_TX
Montana Master
 
Join Date: Oct 2006
Location: McKinney
Posts: 4,584
M.O.C. #6433
Have not had EasyCare on my Monte, but did have it on a previous Ford F350 and Expedition. The few times I used it they were great in taking care of repair work that fell under the plan, never refusing any repair costs. EasyCare is a good company in my opinion if you want an extended service plan. I ended up just about breaking even on what I paid for the plan vs what they paid for repairs as I had no major failures.
__________________
Bill & Patricia

2007 3075RL
2012 F350 SRW CC LB FX4 6.7
BB_TX is offline   Reply With Quote
Old 08-01-2016, 12:23 AM   #9
Eagleback
Montana Master
 
Join Date: Sep 2014
Location: Full Timer In Naples, Irma tried to kill us, but were still here.
Posts: 715
M.O.C. #15731
Ours paid for a cooling unit on our Norcold 1210 after the manufacture warranty had expired. So yes we have it.
__________________
2017, 3500 Ram Big Horn, 4x4, Crew Cab, DRW, Aisin, 4:10. Curt Q20, 2014 Mountaineer 331 RLT
Eagleback is offline   Reply With Quote
Old 08-01-2016, 12:26 AM   #10
JandC
Montana Master
 
Join Date: Mar 2013
Location: Cape Coral
Posts: 2,253
M.O.C. #13272
Quote:
quote:Originally posted by bigskyjimmy

Put me in the Yes group as i would never be without it,mine is from Cornerstone,I guess you just have to ask yourself "Do Ya Feel Lucky???" My Fridge alone is $3500.00 if it goes out and the Warranty only added a few bucks to my RV Payment a Month,on my last 2012 Monty I never used it and got a Pro-Rated refund Check for $1800.00 when I traded in for my 2015 So no brainer for me
X2 on Cornerstone. With the auto-level, bigger frig, and some other features on our 2014 there just seemed like more expensive items that could go wrong. Just shop around and get a good price for one that works best for you. I like the ones that will refund unused time if you sell or trade your unit early.
__________________
Previous: 2008 Montana 3400RL & 2014 3725RL
Current: Full Time in DP
JandC is offline   Reply With Quote
Old 08-01-2016, 01:02 AM   #11
old turbo
Montana Master
 
Join Date: Nov 2004
Location: Mayville
Posts: 629
M.O.C. #2486
This issue comes up a lot. I would say if you use your rv a lot or you are full timing it is probably a good thing. Make sure the extended warranty company you go with is who you will be dealing with and they did not sell your warranty to a second party. Read all the wording with care. Ask if the repair parts will be original or will they use generic or refurbished and make sure it is posted in the contract. Check out time limits that may be in the contract. Read the contract with care. Remember these contracts are not only to protect you but also to protect the warranty company. This is from my experience.
old turbo is offline   Reply With Quote
Old 08-01-2016, 02:19 AM   #12
washley1
Montana Master
 
washley1's Avatar
 
Join Date: Jan 2009
Location: Land O Lakes
Posts: 932
M.O.C. #9053
I had an ESP for 7 years, bought when I first purchased my Big Sky. I do not remember the company or the initial cost, but it was reasonable and has paid for itself over the years. After reading this thread the other day I got to thinking perhaps I should get a new one, so I went on Good Sam's site. I was floored with the price. Over $1500 a year. I don't think my first 7 years was much over $3000 total. I know high priced items can easily be more than that, but an extra $250 a month is tough to come up with these days!
__________________
Walt and Carol Ashley, with fond memories of Bailey the Chesapeake! Land O Lakes, FL
2009 Big Sky 365REQ 10th Anniversary Edition
2008 Ford F350 King Ranch Super Duty
washley1 is offline   Reply With Quote
Old 08-01-2016, 04:50 AM   #13
richfaa
Montana Master
 
Join Date: Jan 2005
Location: North Ridgeville
Posts: 19,134
M.O.C. #2839
Walt...Do the homework on cornerstone. I can give you the contact if you wish.
richfaa is offline   Reply With Quote
Old 08-01-2016, 06:33 PM   #14
washley1
Montana Master
 
washley1's Avatar
 
Join Date: Jan 2009
Location: Land O Lakes
Posts: 932
M.O.C. #9053
Quote:
quote:Originally posted by richfaa

Walt...Do the homework on cornerstone. I can give you the contact if you wish.
Shoot me the name. I'll give them a call. Thanks!
__________________
Walt and Carol Ashley, with fond memories of Bailey the Chesapeake! Land O Lakes, FL
2009 Big Sky 365REQ 10th Anniversary Edition
2008 Ford F350 King Ranch Super Duty
washley1 is offline   Reply With Quote
Old 08-02-2016, 05:58 PM   #15
scattershot
Montana Master
 
Join Date: Feb 2006
Location: Denver
Posts: 821
M.O.C. #5329
Well, count me as a skeptic. I consider extended warrantes to be just an extra profit point for the dealer. I have heard horror stories, and success stories, so I guess you'll have to make the final decision, since I have no experience with them. My advice would be to research any warranty service with care.
scattershot is offline   Reply With Quote
Old 08-06-2016, 01:31 AM   #16
mazboy
Montana Master
 
Join Date: Aug 2009
Location: Grand Rapids
Posts: 964
M.O.C. #9561
the other side, per consumers report, is not to waste your money on extended warranties.
mazboy is offline   Reply With Quote
Old 08-06-2016, 03:30 AM   #17
richfaa
Montana Master
 
Join Date: Jan 2005
Location: North Ridgeville
Posts: 19,134
M.O.C. #2839
The Consumer reports are pretty much on cars and appliances not much on RV's. Rv's have a higher probability of failure.
richfaa is offline   Reply With Quote
Old 08-06-2016, 06:29 AM   #18
bigskyjimmy
Montana Master
 
Join Date: Aug 2010
Location: Washington Coast
Posts: 2,688
M.O.C. #10696
I bet none of them Owned a RV or they would change their tune on that one
Quote:
quote:Originally posted by mazboy

the other side, per consumers report, is not to waste your money on extended warranties.
__________________
[
bigskyjimmy is offline   Reply With Quote
Old 08-06-2016, 07:05 AM   #19
ronenz
Established Member
 
Join Date: Jul 2016
Location: Anniston
Posts: 35
M.O.C. #18831
I watched a number of YouTube videos regarding this topic as I am also a new owner. So far Good Sam and Wholesale Warranties are the two that I have looked at the most. On one segment, the owner of Wholesale was giving a lecture at a rally and when asked what the better option was pertaining to the 7 year warranty at time of sale, he stated that waiting until the 11th month after and then buying the 7 year warranty was more effective because the dealer warranty covers everything the first year so that 7th year is really 6 years. Since your appliance warranty clock is ticking as well, waiting until the 11th month gives you the very real benefit of that extra year of coverage. The down side he related is that waiting until the 11th month will cost you more for the policy because the dealer year warranty is prorated into the overall cost. I appreciate the honesty that he displayed as to my experience most warranty sellers try to lock you in as soon as they can convince you so you don't buy from someone else, "bird in the hand/two in the bush". Has anyone had any first hand experience with Wholesale Warranties Viking Coverage?
__________________
2016 Montana 3711 FL; 2006 Dodge Ram 3500 DRW; Anderson Ultimate Hitch
ronenz is offline   Reply With Quote
Old 08-06-2016, 08:45 AM   #20
mlh
Montana Master
 
Join Date: Oct 2004
Location: Salem
Posts: 4,089
M.O.C. #2283
We have had had plenty of 'horror' stories here. Rich could write a book for you but you here about the ones they broke not the campers no one had a problem with. I've had campers for 25+ years and never would have used an ESP. As for Consumer Reports let them test anything but campers and automobiles.
Lynwood
mlh is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
Extended service contracts. tooth ferry Insurance 6 08-16-2015 12:45 PM
Extended Warranty from Wholesale Warranty mainer Insurance 10 05-14-2011 10:36 PM
Extended Warranty (Service contract) richfaa Insurance 12 05-25-2008 11:29 AM
Easycare Extended Service Warranty 315RLS General Discussions about our Montanas 5 12-04-2007 12:55 AM
extended service contracts Montana_4221 General Discussions about our Montanas 19 02-03-2006 10:23 AM

Powered by vBadvanced CMPS v3.2.3
Disclaimer:

This website is not affiliated with or endorsed by Montana RV, Keystone RV Company or any of its affiliates. This is an independent, unofficial site.


All times are GMT -6. The time now is 11:45 PM.


Powered by vBulletin® Version 3.8.9
Copyright ©2000 - 2018, vBulletin Solutions, Inc.