Credit Card debt after you pass

[campbud]

A lady died this past January, and Citibank billed her for February & March for their annual service charges on her credit card, & added late fees and interest on the monthly charge. The balance had been $0.00; now somewhere around $60.00. A family member placed a call to Citibank here's the exchange:

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Family Member: "I am calling to tell you she died in January."

Citibank: "The account was never closed and the late fees & charges still apply"

Family Member: "Maybe, you should turn it over to collections."

Citibank: "Since it is 2 months past due, it already has been."

Family Memb er: So, what will they do when they find out she is dead?"

Citibank: "Either report her account to frauds division or report her to the credit bureau, maybe both!"

Family Member: "Do you think God will be mad at her?"
(I really liked this part!!!!)

Citibank: "Excuse me?"

Family Member: "Did you just get what I was telling you the part about her being dead?"

Citibank: "Sir, you'll have to speak to my supervisor." (Duh!)
(Supervisor gets on the phone):

Family Member: "I'm calling to tell you, she died in January."

Citibank: "The account was never closed, so the late fees and charges still apply." (This must be a phrase taught by the bank!)

Family Member: "Do you mean you want to collect from her estate?"

Citibank: (Stammering) "Are you her lawyer?"

Family Member: "No, I'm her great ne phew."

Citibank: "Could you fax us a certificate of death?"

Family Member: "Sure." (Fax number is given) After they get the fax:

Citibank: "Our system just isn't setup for death. I don't know what more I can do to help."

Family Member: "Well, if you figure it out, great! If not, you coul d just keep billing her. I really don't think she will care."

Citibank: "Well, the late fees & charges do still apply."
(What is wrong with these people?!?)

Family Member: "Would you like her new billing address?"

Citibank: "Yes, that will help."

Family Member:< /B> "Odessa Memorial Cemetery , Highway 129, Plot Number 69."

Citibank: "Sir, that's a cemetery!"

Family Member: "What do you do with dead people on your planet??