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Old 07-10-2018, 11:06 AM   #21
BiggarView
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Join Date: Jan 2017
Location: Crest Hill
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Just a thought, but why not buy 100, 200 or 300 shares(whatever your ES contract budget is) of AT&T currently paying $2.00 per share in dividends per year instead of the ES contract. Just let the dividends pile up and withdraw them as needed for repairs to supplement money that should already be in your repair budget since ES contracts never cover everything ((deductibles etc). If you get a really big repair that you can't cover from the saved dividends and yearly added cash from your budget, you sell stock to cover it. You get a nice return, it pays for most if not all your repairs and if you are lucky money left over when all is said and done.

Just me but, AT&T is cheap at current prices and you'll likely get some price appreciation along the way. To heck with ES contracts... self insure. Buying stock is not scary stuff.
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Old 07-10-2018, 11:38 AM   #22
Eagleback
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Location: Full Timer In Naples, Irma tried to kill us, but were still here.
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M.O.C. #15731
WE have corner stone for another 3 years. already paid for itself. cooling unit went out after warranty. love it and will have it again.
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Old 07-10-2018, 01:34 PM   #23
richfaa
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Yes the warranty must be "exclusionary" and what is NOT covered will be clearly listed. The repair facilities also prefer to be paid by electronic transfer. It is also very important to read the contract as the most common reason for a claim being denied is the contract holder did not get prior approval.
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