We find that many campgrounds, especially small ones, are not set up for credit cards. If we don't pay cash, many will accept a check. However, you have to be a good banker because many of them also don't deposit frequently so you many have a lot of outstanding checks. We don't carry a "lot" of cash but at least enough for one or two nights then we have to find an ATM or better yet, a Wal-Mart where you can get up to $100 back for any purchase you make with your debit/check card.
Happy trails..........................
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