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09-06-2006, 04:07 PM
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#1
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Montana Master
Join Date: Jul 2006
Location: K.C.
Posts: 11,731
M.O.C. #5980
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Question on insurance
Do you all recommend: #1. Good Sam's road service insurance?
#2. Good Sam's emergency health insurance? I'm not sure about the correct title of this)
I haven't researched them yet, but I think Glenn has the first item, and I thought I read the road service was $44.00 a year?
We have a measly $100.00 flat coverage with State Farm.
I know this was covered some time ago, but I would like your opinion on the above based on your experience with the insurance.
Thanks, Ozz
'07 3400RL 2nd RTU
2 Golf Cart batteries 3,000 watt inverter, automatic transfer switch
Honda 2000 Generator, Maytag's with 220 Dryer
Stationary domed Sat. dish, LCD 12 Volt Amp gauge, LCD Tank Monitor
3 added 120 volt outlets, On Board Air; 12 Volt Viair 450C compressor
2006 Ford PSD 4x4 Off Road Lariat, Hadley Air Horns, Truck inverter with 110 volts: laptop, Color Backup camera, Firestone air bags,Husky air ride roller hitch, Awning lock
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09-06-2006, 05:35 PM
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#2
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Montana Master
Join Date: Feb 2006
Location: Driftwood
Posts: 1,376
M.O.C. #5446
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Ozz,
We have the Good Sams road service. We have not had to use it yet but we were in a position that if we had it we could have had a wrecker or someone else change our blow out on the FW. We thougt we had the roadside assistance but actually only had the discount for the campgroungs. Something that you should consider when you are looking at this coverage is that it includes all of your vehicles. If you break down or lock yourself out of any of your vehicles you just call GS and give them you card number. I wish I had this coverage the last time I locked myself out of my Tahoe
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09-07-2006, 02:47 AM
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#3
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Montana Master
Join Date: Mar 2003
Location: Tipton
Posts: 3,646
M.O.C. #191
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Ozz
We have the road service, covers ALL our trucks, cars, trailers. LOVE it, and they will even haul you out of a muddy hole in your own yard! (yep, it happened) Came to my rescue one hot summer morning when I had a flat on the Escort, I was alone, they were there in less than 30 minutes and I was on my way in no time. I was out on a back country road when that one went flat.
Also have added the emergency medical insurance, hope we never need it. they will haul your rig home, get your pets home, get the spouse home, get you to a hospital if necessary (read the policy to verify exact coverages). Have NOT used it, but have it for peace of mind.
Carol
(Thanks Glenn)
Al & Carol Stevens Tipton, Mi.
Retired - Traveling with 4 Yorkies
2004 3295RK
2003 GMC 3500 Allison/8.1
PullRite 15.5K Super 5th
Line-X
JackRabbit tonneau cover
Bilstein shocks
Isolator Pin Box
Our Camping Rig History
Montana Improvements and Travel Reports
Recipe for the RVing Life
Our take on RV ownership, "Ya better be handy with your hands and handy with your cash."
Every day spent on earth is a blessing, every day spent in our Montana is a day blessed twice.
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09-07-2006, 03:12 AM
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#4
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Montana Master
Join Date: Jul 2006
Location: K.C.
Posts: 11,731
M.O.C. #5980
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We had dinner with friends that have both coverages, they were new to the insurance, and had no claims yet, so I thought I would throw the question out there to my friends here. Sounds good so far......
'07 3400RL 2nd RTU
2 Golf Cart batteries 3,000 watt inverter, automatic transfer switch
Honda 2000 Generator, Maytag's with 220 Dryer
Stationary domed Sat. dish, LCD 12 Volt Amp gauge, LCD Tank Monitor
3 added 120 volt outlets, On Board Air; 12 Volt Viair 450C compressor
2006 Ford PSD 4x4 Off Road Lariat, Hadley Air Horns, Truck inverter with 110 volts: laptop, Color Backup camera, Firestone air bags,Husky air ride roller hitch, Awning lock
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09-07-2006, 04:13 AM
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#5
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Montana Master
Join Date: Jul 2003
Location: Clearwater
Posts: 10,917
M.O.C. #420
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Quote:
quote:Originally posted by Ozz
Do you all recommend: #1. Good Sam's road service insurance?
#2. Good Sam's emergency health insurance? I'm not sure about the correct title of this)
I haven't researched them yet, but I think Glenn has the first item, and I thought I read the road service was $44.00 a year?
We have a measly $100.00 flat coverage with State Farm.
I know this was covered some time ago, but I would like your opinion on the above based on your experience with the insurance.
Thanks, Ozz
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Many of us have the Good Sam ERS and like me we all hope we never have to use it. In the years I have been RVing I have heard many many raves and very very few rants about anything Good Sam has and the ERS rates high on most members lists.
BTW-The cost is $99.99 a year but right now they are offreing a $20 discount on the first year. Good Sam ERS
We also carry the GS Emergency Assistance Plus which is another one of those things we hope we never have to use.
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09-07-2006, 04:51 AM
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#6
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Montana Master
Join Date: Jul 2004
Location: Manhattan
Posts: 1,144
M.O.C. #1846
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I also have GS ERS. Have had AAA Plus and found that it does not cover the 1 tons (especially dually's) - AAA call ctr asked me one time if my truck was a 3/4 or 1 ton - asked why they needed to know and was told that they do not service 1 tons unless I had the RV addition. Even then there was a limit on how far they would tow. Good Sam doesn't have that limit as I recall.
You all have me curious about the GS Emergency Assistance Plus. Have to check into that.
NOTE: Feel the nip in the air. Now is the time to check and ensure no little critters took up residence in your heater's outside air vents -- just something I read on another post earlier that I thought would be an appropriate addition here
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09-07-2006, 04:56 AM
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#7
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Montana Master
Join Date: Jul 2006
Location: K.C.
Posts: 11,731
M.O.C. #5980
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Thanks, Skypilot, good advice on the critters!
Yes, I am also interested in the Emergency Assistance Plus. Man, the amount of money we already spend on insurance is mind boggling, but then you get to thinking, what if....
And, that what if, is sometimes far from the friends and family of home base.
Ozz
'07 3400RL 2nd RTU
2 Golf Cart batteries 3,000 watt inverter, automatic transfer switch
Honda 2000 Generator, Maytag's with 220 Dryer
Stationary domed Sat. dish, LCD 12 Volt Amp gauge, LCD Tank Monitor
3 added 120 volt outlets, On Board Air; 12 Volt Viair 450C compressor
2006 Ford PSD 4x4 Off Road Lariat, Hadley Air Horns, Truck inverter with 110 volts: laptop, Color Backup camera, Firestone air bags,Husky air ride roller hitch, Awning lock
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09-07-2006, 07:01 AM
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#8
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Montana Master
Join Date: Aug 2004
Location: Fallon
Posts: 6,064
M.O.C. #1989
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Ozz
We have GS road service and have used it several times (on previous 5er). They are great. We were very impressed with the service, timing, call back to see if we were okay, etc. I think it is the best $100 we spend every year.
Happy trails...........................
Sue and Ed Rowe
Hemet California 2005 3400RL 2006 GMC 3500 Dually, D/A, Crew Cab, Long Bed
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09-07-2006, 07:23 AM
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#9
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Montana Master
Join Date: Jul 2006
Location: K.C.
Posts: 11,731
M.O.C. #5980
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Susie,
I just shot off the credit card numbers, got the Road service and the emergency illness deal.
Hope I never use either!
'07 3400RL 2nd RTU
2 Golf Cart batteries 3,000 watt inverter, automatic transfer switch
Honda 2000 Generator, Maytag's with 220 Dryer
Stationary domed Sat. dish, LCD 12 Volt Amp gauge, LCD Tank Monitor
3 added 120 volt outlets, On Board Air; 12 Volt Viair 450C compressor
2006 Ford PSD 4x4 Off Road Lariat, Hadley Air Horns, Truck inverter with 110 volts: laptop, Color Backup camera, Firestone air bags,Husky air ride roller hitch, Awning lock
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09-07-2006, 01:30 PM
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#10
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Montana Master
Join Date: Apr 2004
Location: Apple Valley
Posts: 1,574
M.O.C. #1358
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I was hoping the same thing after I fired up our service too.
Turns out I got a phone call while I was at work a couple days ago.
A lady in distress with a flat tire. I had her call in to the emergency service and they came out and put the spare on for her.
By the time I had gotten home, she had taken the flat up and got it repaired and mounted.
Believe me, that put a smile on my face...
327RKS
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