Will insurance companies cover you if?

[vipermanden]

I failed my Non-Commercial Class "A" skills test today in California. To see what the test entailed look at my other topic called "Registering Monty in California bought in NV". I'm wondering since I don't think 90% of the people out there towing these rigs could pass this test, how will their insurance company cover them if they get into a major accident if they are registered in California, but don't have an NCCA license? Will AAA or other insurance carriers even care? I mean look at our first trip we are going on, thru Nevada, Oregon, Idaho, and Washington. None of these states have these silly skills tests? Anyone have any thoughts? I know, if I moved one mile east from where i am now, I could live in Nevada, and not worry about any of this!!