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Old 04-28-2017, 10:50 AM   #1
K&Gs3400RL
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At what age?

At what age do you think you will give up pulling your 5th wheel full time? I turn 62 next month and figure I can't retire till 72. That's when I can collect my full SS payment. I don't see me being able to pull and set up much longer after 72. What are your thoughts and or experience.
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Old 04-28-2017, 10:57 AM   #2
Loneoak
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I am 65 and figure I am good for a while. Hubby just turned 72 and we just traded our trailer in for the Monty so obviously we are planning to do this for a while longer. I know people well up in their 70s who are still RVing.

A lot depends your general health and physical condition. I have met old 70 year olds and young 80 year olds.
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Old 04-28-2017, 11:19 AM   #3
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At 71 I am still doing pretty well and expect I can do it for several more years. Camped beside a spry gentleman with a 40' Cardinal several years ago I guessed to be a little over 70. During conversations, he said he was 81. Saw him at the same park for the next 3-4 yrs.

At the same time, I have a 75 yr old brother in law who has been in poor health for many years and could not have done it at 65.

Just a matter of the luck of the draw, health wise, and just as important, the desire.
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Old 04-28-2017, 12:36 PM   #4
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I'm 70, and I think about this some. So far, no problems, but I feel like I'm getting closer.

May have to think about a Class C at some point.
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Old 04-28-2017, 01:53 PM   #5
twindman
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I am soon to be 71 and am hoping for 9 more years. I think the actual camping, etc would be no problem. It is trying to keep things running, etc - crawling around underneath and inside the storage while working on things - that would be the problems, I think.
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Old 04-28-2017, 02:17 PM   #6
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I turned 68 this past February and we have been full-timing for 18 months. We are work-camping for the first time this summer. We haven't put much thought into how long we plan to continue. We are having a great time but I do realize the physical demands may in time catch up with us. A class A may be in our future just to make it easier to setup & tear down every time. I'm sure the time will come long before we are ready for it. Until then we just plan to enjoy every day as it comes.
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Old 04-28-2017, 02:21 PM   #7
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73 here and still RVing and enjoying, also riding my Harley Ultra Classic about 15,000 miles per year. Keep on keeping on and enjoy while you still can. Age is not the determining factor.....health and state of mind are critical.
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Old 04-28-2017, 03:45 PM   #8
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Oct. 1944. Still moving,
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Old 04-28-2017, 06:53 PM   #9
John Neeley
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I am 75 and just bought a new Montana 3440RL to replace an older Wildcat. Have no problems towing, and infact, prefer a 5'er over a Class A or C coach. I still work partime on my sons horse ranch, riding, training and doing other ranch chores and except for having to watch my breathing, due to COPD, I still put in a good day....free of course, haha... I am sure I will know when its time or the DMV wont renew my license.
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Old 04-28-2017, 07:26 PM   #10
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Till I cannot hook or unhook anymore. We are camp hosts and never any problem doing our job.
Also to the original poster..........when I retired and checked with SS.....there were only about 2 bucks difference in monthly checks.
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Old 04-28-2017, 07:32 PM   #11
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This is a hard question to answer. Tell me what my health will be like and I'll tell you what I will be doing in 10 years. Like my neighbor told me years ago "boy we aren't guarantied another minute".
The same man told me "Any of these new cars will last you a lifetime,, if you drive them fast enough".
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Old 04-28-2017, 09:13 PM   #12
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Just an FYI regarding Social Security. The earliest you can take SS is age 62. Each year, your benefit goes up until age 70. Granted you get less per month taking at 62, but you get to collect it longer. The "break even" age is about 82; i.e. if you wait to start collecting until age 70, you have to collect til age 82 to collect the same total amount as if you had started at 62.

Just something to think about.......

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Old 04-28-2017, 09:37 PM   #13
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X100 what Dave just said. #1 you never know when you'll wake up some day and have a major health setback. I've looked my Birth Certificate over and over and have yet to find a guarantee of life date. I don't understand people waiting till past 66 or on to 70+ to collect SS. Put pen to paper and see when the break even point is by drawing earlier. Granted you'll draw more per month by waiting, but by drawing early at a reduced monthly rate you'll be receiving $$$ for several years at a point in life where you can put it to good use. In my case ... drawing at 62 instead of waiting till 66+2 months gives me 4 years of money I'd never had received. Doing the math ... comparing total payments ... I'll be 74 years old before it will matter if I had waited till 66+2 mts. Like said ... some keep on keeping on for a long time ... some bog down early. I see a lot more bogged down than I do keep on keeping on in my circle of acquaintances.
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Old 04-29-2017, 06:05 AM   #14
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Getting off topic, but there are reasons almost all financial planners recommend healthy people delay taking social security payments. Reasons not just for themselves, but for their lower earning spouses as well.

Certainly no guarantees in life, but my family members have tended toward living into their late 80's to even the late 90's. I started drawing at 66, my full retirement age. DW started drawing at 66 from my ssa, and will switch over to hers at 70, allowing hers to grow more. And it doesn't affect mine.
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Old 04-29-2017, 06:22 AM   #15
padredw
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Well, I hope this will be an encouragement to my friends in this virtual community:

I will celebrate my 85th birthday in October. We have logged over 161,000 miles of towing over the last 20 years (since my retirement.) Four different fifth-wheels including a Montana 2955. We have made some dear friends through this forum through Montana "gatherings."

We have plans for July/August this year to make another long RV trip up to Banff, Alberta, Canada. We just bought a 2017 Chevrolet Duramax/Allison as our tow vehicle.

My wife and I have been greatly blessed with good health. We accept it as a gift from God and know that we could not be far from our last RV trip, but we intend to keep going as long as we are able with the help of the Lord.

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Old 04-29-2017, 06:50 AM   #16
JandC
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Quote:
Originally Posted by K&Gs3400RL View Post
At what age do you think you will give up pulling your 5th wheel full time? I turn 62 next month and figure I can't retire till 72. That's when I can collect my full SS payment. I don't see me being able to pull and set up much longer after 72. What are your thoughts and or experience.
I began drawing SS at 62 and we sold the house and went full time. Thought we would continue for years and years. Just as we were coming up on the 3 year mark with only 26 states completed we came across a deal on a home we just could not pass on.

As far as what age to give up the fiver, only each individual can answer that. I know some 85 year old folks that I would feel safer riding with than some 55 year olds. We made a change to a Class A so we could still travel part of the year and have our Harley with us. As an unexpected benefit (having never owned a Class A) we found that it is much easier and faster to set up and break camp.

I would expect some RVers would naturally make the switch from a fiver to a Class A or C when the bones start aching a little more just to make things easier.
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Old 04-29-2017, 09:21 AM   #17
Beau2010
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I am 75 and DW is 72. She is recovering from knee replacement and is having the other done soon. We have the 6-point leveling system on our rig and that makes it easy to unhook and hook up again. Managing the 50 amp power cord is the only thing I call "work". Our two dogs insist on at least two walks a day whether at home or on the road so I get plenty of exercise; 2 miles a day and sometimes more. We have been on the road about half of the year for several years and will keep on keeping on as long as we can.
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Old 04-29-2017, 10:55 AM   #18
halfwright
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I am 72 and we have been full time for 6 years. I know exactly when I will quit RV'ing. It will be 3 days before they shovel dirt in my face. I have had more fun, seen more things and enjoyed life more in the past 6 years than the previous 66.
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Old 04-29-2017, 11:47 AM   #19
John Neeley
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I agree with Beau2010, it is that blasted 50 amp power cord is the real culprit in my situation also and the auto leveling is the best thing in RVing has come up with also. I like halfwright, will be the 3 days before the final dirtnap, hopefully. Meanwhile, we deep on traveling and doing our work with the ponies, which keeps me light on my feet, even though been through knee replacement (which didnt turn out the way I wanted).
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Old 04-29-2017, 11:57 AM   #20
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We have several friends still RVing in their 90's and I hope to be one of those also. Even though I have training as a Certified Financial Planner, I took my SS at age 62 and so did Joyce. I've already outlived a wife, a daughter, a couple of cousins and a number of friends. You don't need a ton of money for full time RVing and I want to have fun while I can. Some are greedy for $$$ and others, like me, are greedy to have the most fun experiences.
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