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07-05-2017, 11:26 AM
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#1
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Montana Fan
Join Date: Mar 2004
Location: Bristol
Posts: 396
M.O.C. #1269
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Permanent RV Site Purchase?
I realize that this might not fit here but I can't seem to find a place to ask this question.
Does anyone have experience with purchasing a permanent RV site in a resort/campground? We are looking at a site in Florida and we are wondering how it might be financed. It appears that banks don't recognize a permanent site as a mortgage or property. Do any loan companies specialize in this?
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07-05-2017, 12:25 PM
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#2
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Montana Master
Join Date: Jan 2005
Location: North Ridgeville
Posts: 20,229
M.O.C. #2839
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We winter in a HMO RV resort were you own your own property in Florida. It is no different that the purchase of property anywhere.
Where in Florida re you looking.
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07-05-2017, 12:40 PM
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#3
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Montana Fan
Join Date: Mar 2004
Location: Bristol
Posts: 396
M.O.C. #1269
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Fort Myers.
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07-05-2017, 01:30 PM
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#4
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Montana Master
Join Date: Sep 2014
Location: Full Timer In Naples, Florida
Posts: 1,049
M.O.C. #15731
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We just bought in Imperial wilderness in Naples Florida and it has park models along with RV site. Its unfortunate Florida banks will not finance vacant land and we tried and i tried to get a Michigan bank (Where we are from) to finance but no go. you will need cash. good luck.
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07-05-2017, 02:43 PM
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#5
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Site Team
Join Date: Jun 2011
Location: Wilsey
Posts: 18,799
M.O.C. #11455
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We own land for just ourselves in Kansas and a lot at The Ranch, and Escapee park in Lakewood, NM. We paid cash for both, but if I needed to borrow money, I'd ask others in the developement how they financed theirs. Someone is lending some money and the others should have an idea who.
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07-05-2017, 06:18 PM
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#6
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Montana Master
Join Date: Jan 2005
Location: North Ridgeville
Posts: 20,229
M.O.C. #2839
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Quote:
Originally Posted by captbanjo
Fort Myers.
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Our daughter and son in law have a winter place in Ft Myers beach and we go there often. Ft Myers area is very expensive but also very nice.
We winter in Deer creek Rv and Golf resort near Disneyworld. It is a HOA community and banks do finance the purchase of lots. The resort has a reality office on the property.
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07-05-2017, 06:20 PM
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#7
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Montana Master
Join Date: Jan 2005
Location: North Ridgeville
Posts: 20,229
M.O.C. #2839
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[QUOTE=richfaa;1066950]Our daughter and son in law have a winter place in Ft Myers beach and we go there often. Ft Myers area is very expensive but also very nice.
We winter in Deer creek Rv and Golf resort near Disneyworld. It is a HOA community and banks do finance the purchase of lots. The resort has a reality office on the property
This is not vacant land but improved lots all utilities and pad
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07-05-2017, 06:24 PM
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#8
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Montana Master
Join Date: Feb 2012
Location: Lake Gaston
Posts: 8,773
M.O.C. #12156
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Having spent 10 six month snowbird seasons in Florida, careful research is advisable before any purchase.
__________________
Mike and Lorraine
2002 3655 FL, 2005 3650RK
2010 3665RE, 2015 3910FB
F350 crew cab dually 6.7
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07-06-2017, 06:14 AM
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#9
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Montana Fan
Join Date: Mar 2004
Location: Bristol
Posts: 396
M.O.C. #1269
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Good points all around. In crunching the numbers, we will likely not buy into the resort we were looking at. We have stayed there three or four times in the past and it is one of the nicest (and most expensive) we have found. That being said, we don't believe would be able to invest enough time into being there to make it worth while monetarily. We would also have to give up Sanibel Island which we are not eager to do.
Here it is: https://www.tripadvisor.com/Hotel_Re...h_Florida.html
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07-06-2017, 07:31 AM
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#10
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Montana Master
Join Date: Jan 2005
Location: North Ridgeville
Posts: 20,229
M.O.C. #2839
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If you choose a Rv resort on either coast the price will be high .We can't afford it.
We are inland exit 55 off I-4.We are very near all the attractions and there is plenty to keep us busy. Deer creek is a very nice resort built around a golf course. It is not a campground but a HOA community.
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